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I use a Mastercard ATM card (from the United States) and I have never had an issue anywhere in the world except rural El Salvador. I think U.S. Visa and Mastercard cards are taken at most ATM machines in continental Europe. They often do not work in other types of machines, though (like those...
I think 800 Euro is a fair budget. I would say I spent between 15-30 Euros per day (incl. food, lodging and, of course, wine. I bought groceries rather than eating pilgrim menus wherever possible, and teamed up with people to make shared meals as well.
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