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Charles Schwab's debit card reimburses all fees or doesn't charge the fee --- no conversion fees, out of network fee (reimbursed automatically), ATM fees. No minimum balance required in the checking account. And they also pay a .20% interest on checking balances; not much but it sure beats being charged a monthly maintenance fee for having a checking account
Who do you bank with Kanga?My Australian bank also reimburses me all ATM fees and does not charge any commission on the conversion. Always ensure you choose to have your own bank do the conversion, not the ATM bank.