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Covid insurance

Elena1111

Member
Past OR future Camino
I did the Primitivo last year. That was the first camino. Now I am planning to do the camino again, again the Primitivo but this time solo. My very first time to do the camino solo
I read somewhere that in Galicia they offer Covid insurance. Is it true?

how does it work? What if I get ill in Galicia? Maybe I got infected in Asturias,is the insurance still valid?

And finally, how much it costs?



Many thanks for any info that you might be able to share



Elena
 
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Marbe2

Active member
Past OR future Camino
2015-2019 walked all or more than half of CF 7 times... CP recently cancelled by Covid 19!
It appears, if I understand correctly, that the pilgrim would have had to contract the Virus in Galicia? Yes? Not sure how one does that if Traveling from outside of Galicia. On average, symptoms appear to show up in the newly infected person about 5 days after contact. Rarely, symptoms appeared as soon as 2 days after exposure. Most people with symptoms had them by day 12. And most of the other ill people were sick by day 14. In rare cases, symptoms can show up after 14 days. Researchers think this happens with about 1 out of every 100 people. so if you walk from Leon, for example, and arrive in SdC with symptoms how do they know when you contracted it?
 

MinaKamina

Veteran Member
Past OR future Camino
Jacobspad 2017
It appears, if I understand correctly, that the pilgrim would have had to contract the Virus in Galicia? Yes? Not sure how one does that if Traveling from outside of Galicia. On average, symptoms appear to show up in the newly infected person about 5 days after contact. Rarely, symptoms appeared as soon as 2 days after exposure. Most people with symptoms had them by day 12. And most of the other ill people were sick by day 14. In rare cases, symptoms can show up after 14 days. Researchers think this happens with about 1 out of every 100 people. so if you walk from Leon, for example, and arrive in SdC with symptoms how do they know when you contracted it?

The solution is called "testing". Most likely at the border.
 
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MinaKamina

Veteran Member
Past OR future Camino
Jacobspad 2017
Don’t think that will happen.

my guess? They have not thought this through
Not doable....too many issues with that...

According to the article:

La única condición es que el viajero no hubiera contraído la enfermedades antes de llegar a Galicia y que no haya hecho el viaje cuando esté desaconsejado o prohibido por las autoridades sanitarias en origen.

In my opinion, it will be up to the individual to prove that they did not contract COVID before they arrived in Galicia, this is usually how insurance works. No insurance company will offer to pay for fact-free claims, they would go bankrupt within days. This means testing at the border or shortly before you arrive in Galicia. The kind of test that comes with a certificate with your name and passport number on it. You may of course choose not to take an official test, but that is entirely up to you.
 

David61

Active Member
I think it is going to be aimed at visitors, (Camino or otherwise) who travel to Galicia directly. For the Camino I suppose most will fly to SdC airport, transport to Sarria and walk from there as so many 1000s do. As others have commented testing before walking into Galicia would just be too problematic
 

David61

Active Member
Question. Will travel insurance companies be including Covid insurance in their policies? I guess possibly, I also guess increased premiums, another guess would be proof of vaccination etc required. Travel will be a lot more complicated going forward, insurance being one facet of this
 
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Marbe2

Active member
Past OR future Camino
2015-2019 walked all or more than half of CF 7 times... CP recently cancelled by Covid 19!
Question. Will travel insurance companies be including Covid insurance in their policies? I guess possibly, I also guess increased premiums, another guess would be proof of vaccination etc required. Travel will be a lot more complicated going forward, insurance being one facet of this

I have a policy that covers covid illness up to $500,000 but it does not cover quarantine in a hotel.
 

lt56ny

Veteran Member
Past OR future Camino
2021

I got an email about this epidemic endorsement option.
I have used Allianz every time I walk as my insurance does not cover me in Europe. My last camino I was pretty sick with Bronchial spasms and had to go to a hospital and a clinic for treatments. I was covered without a hassle. I would assume based on my experience that if they cover Covid they will do right by you. Do not know about having to quarantine and hotel coverage of course. Hopefully my Pfizer vaccine will keep me safe.
 

Doughnut NZ

From Aotearoa New Zealand
Past OR future Camino
2022
I have used Allianz every time I walk as my insurance does not cover me in Europe. My last camino I was pretty sick with Bronchial spasms and had to go to a hospital and a clinic for treatments. I was covered without a hassle. I would assume based on my experience that if they cover Covid they will do right by you. Do not know about having to quarantine and hotel coverage of course. Hopefully my Pfizer vaccine will keep me safe.
I had absolutely dreadful treatment by Allianz when I was hospitalised in 2019 in Spain. I even had one of their staff fraudulently phoning the hospital claiming to be my wife so that she could speak to a doctor about my condition.

Allianz would be the last insurance company that I would choose.
 

Kanga

Moderator
Staff member
Past OR future Camino
Francés x 5, Le Puy x 2, Arles, Tours, Norte, Madrid, Via de la Plata, Portuguese, Primitivo
It would be sufficient, and I would grateful, if the Xunta agreed to cover the medical costs of pilgrims who were unlucky enough to need treatment for Covid 19. Forget travel and accommodation costs - we'd be up for most of those anyway.
 
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dick bird

Veteran Member
Past OR future Camino
Plata, Ingles, Madrid, Norte, Primitivo, Invierno, Aragones, Olvidado, Chemin D'Arles
It would be sufficient, and I would grateful, if the Xunta agreed to cover the medical costs of pilgrims who were unlucky enough to need treatment for Covid 19. Forget travel and accommodation costs - we'd be up for most of those anyway.
Spain seems to be pretty relaxed about recouping the cost of medical treatment from foreigners (I have first hand experience of this), and apparently there is quite a deficit accrued to the public health system as a result. There may also be a reciprocal agreement between your government and theirs, but check before you go, of course. I would assume that treatment for Covid 19 would be covered by travel insurance in the same way as any other medical emergency but this is a good reminder to get insurance and read the small print.

Of course, this is academic for some of us who won't be allowed out of the country until at least 2022.
 

dick bird

Veteran Member
Past OR future Camino
Plata, Ingles, Madrid, Norte, Primitivo, Invierno, Aragones, Olvidado, Chemin D'Arles

I got an email about this epidemic endorsement option.
I had a look, I can't see that they are offering anything extra. They are essentially saying 'If you get sick or injured while abroad, we will reimburse you the cost of the treatment, evacuation and any flight cancellation' - which is what they offer anyway whether the cause is Covid or something else.
 

Elena1111

Member
Past OR future Camino
I did the Primitivo last year. That was the first camino. Now I am planning to do the camino again, again the Primitivo but this time solo. My very first time to do the camino solo

jirit

Veteran Member
Past OR future Camino
Camino Frances 2007,
Via Francigena Italy, 2008,
Jakobsweg Austria 2010,
Camino Frances 2011,
Le Puy to Lourdes 2012,
Via de la Plata 2013,
Future:
Ökumenischer (Via Regia), Germany,
Lycian Way, Turkey
One interesting thing is that if you search Europ Assistance website, their policies specifically exclude coverage for COVID

"Before traveling, please check the guidelines provided by the World Health Organization, the European Union and your local government. Important restrictions are applied to the Schengen Area and visas are likely to be limited to specific travels only. Our travel insurance policies are made to protect you against unforeseeable events, such as sudden illnesses or accidental bodily injuries. We remind you that epidemics and/or infectious diseases such as CoVid 19 are excluded from our policies."

https://schengen.europ-assistance.com/en

Buyer beware…
 

Mycroft

Active Member
Thank you Ivar
Found it… starts in about 3 weeks…

I missed all this thread and I cannot get this link to open. Will you tell me what one is supposed to do to get this insurance? Thanks.
 
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C clearly

Moderator
Staff member
Past OR future Camino
Most years since 2012. Hoping now for 2022.
The link works for me, but the article does not give any details on how to get the insurance except that the contract was awarded to Europ Assistance. Here is the first paragraph, translated by Google:

The Xunta works to regain the confidence of travelers with measures such as the implementation of the contracting of the coronavirus insurance, which has been awarded to the company Europ Assistance, one of the five companies that submitted to the tender, after the resolution of the recruitment table. The Galician Government's forecast is to activate this service within a period of less than three weeks with the aim of offering peace of mind to tourists and pilgrims visiting the community by covering the health, accommodation or transport costs derived from a possible case of covid-19 infection.
I don't know if it is still in effect.
 

Kathar1na

Member
Past OR future Camino
To Santiago and back (roads & paths; Tours; Francés; sea; roads & paths)

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