Search 57,387 Camino Questions

A donation to the forum removes ads for you, and supports Ivar in his work running it


Advertisement
Camino Socks
Browse the Camino Socks collection on the forum shop
Camino Way Markers
Original Camino Way markers made in bronze. Two models, one from Castilla & Leon and the other from Galicia.

credit card warning!

Past OR future Camino
Frances x5, Portuguese VdlP12, Sanabres, Aragones, Norte,Salvador,Primitivo, VdlP 17,Madrid18Norte
I received an unpleasant shock today to be told by my visa credit card provider that there have been four transactions in the last week from my card.
I happen to be in Perth,Australia and the withdrawals were made in Paris. Approx $5000 worth.
My card must have been skimmed during my September Portuguese Camino and I guess they waited a few weeks before using the false card. I felt really sick that you just can't trust anyone these days. Luckily I always tell my bank where I will be and when I will be returning from overseas so they realised I was not in France.
I think it could have been during the Lisbon to Porto leg as I was staying in a different Residencial every night and frequently using my card.
I will certainly keep my eyes glued to my card next time.
Beware!
Heather
 
Camino Cups
Browse our selection of Camino Cups on the forum store
Camino Socks
Browse the Camino Socks collection on the forum shop

Caminando

Veteran Member
camino07 said:
I received an unpleasant shock today to be told by my visa credit card provider that there have been four transactions in the last week from my card.
I happen to be in Perth,Australia and the withdrawals were made in Paris. Approx $5000 worth.
My card must have been skimmed during my September Portuguese Camino and I guess they waited a few weeks before using the false card. I felt really sick that you just can't trust anyone these days. Luckily I always tell my bank where I will be and when I will be returning from overseas so they realised I was not in France.
I think it could have been during the Lisbon to Porto leg as I was staying in a different Residencial every night and frequently using my card.
I will certainly keep my eyes glued to my card next time.
Beware!
Heather

So sorry to hear this Heather, and thank you for reminding us all about such scams.
None of us should let our cards out of sight for an instant.
 
D

Deleted member 3000

Guest
The thieves will go where the money is!!

ATM Fraud: How to Avoid ATM Skimmers

by Farnoosh Torabi on 11/01/2010

You should always guard your card at the ATM, but with the increase in skimming incidents it’s important to take a few extra precautionary steps.

Skimming Defined: In general skimming occurs when ID thieves secretly install special equipment in credit card readers either at the ATM, gas pump machine or any other card swiping device to capture the personal information on your card each time you swipe.

The reader makes two copies of your credit or debit card information: one to process the transaction and one to later download the information to the ID thieves. There’s sometimes a hidden camera to record your pin, as well. There have been instances, too, where your information gets transmitted wirelessly to thieves. On average ID thieves rake in $30,000 per skimming incident, according to ADT Security Solutions.

Great. Just one more thing to worry about, right? No need to shred all your cards and commit to a cash-only existence. But you do want to follow these steps during your next visit to the ATM or gas pump.

1. Use Trusted ATM locations. Your bank’s indoor ATM is a safe bet, since it’s usually guarded with a security officer or camera. It’s much more difficult for ID thieves to compromise an indoor bank ATM than say, a random ATM on the street corner outside a convenient store.

2. Guard Your Pin. Not just to block off nosey onlookers, but so that ID thieves who may have installed cameras to help with their skimming operation can’t access your debit card’s special numerical code.

3. Check Your Surroundings. Look for suspicious mirrors, loose wires or hidden camera lenses around the ATM. If you doubt your surroundings, head to a different ATM.

4. If Your Card is Denied, Use Another Machine. Skimmers aren’t efficient and may need you to punch in your pin more than once in order to fully record your information. If you get asked more than once to submit your information, cancel the transaction and move to a different machine. If possible, notify a bank rep of the difficulty with the machine.

5. Check Your Card’s Activity Regularly. While we can’t always prevent ID theft, we can be proactive in limiting the damage (here are more tips from Credit.com). Check your card’s activity online daily to make sure the transactions are, in fact, legitimate. Notify any suspicious activity to your bank as soon as possible.
 

lynnejohn

Veteran Member
Past OR future Camino
Frances(2005), VDLP(2007), Madrid(2009), Ingles(2009), Sur (2011), VDLP(2011)-partial, VDLP(2014)
I'm very sorry to hear about that, Heather. It's a real drag getting all that cleared up.

It's very difficult to screen the pad when entering your pin (against pinhole cameras). My daughter had her pin hijacked in SA when she thought she was really guarding against the cameras. Once the bank investigated and found the cameras, it turned out there were three to cover every angle. Then the credit card company told her they weren't covering the losses (purchases in Turkey) because she must have given her pin number out. Took awhile to get it straightened out. So yes, a real drag.

In the case of using ATMs, it's good to be paranoid!

lynne
 

jl

Veteran Member
Past OR future Camino
Frances('05, '07), Aragonese ('05), del Norte / Primitivo ('09), Via Tolosana (Toulouse '05), Via Podiensis (Le Puy '07), Via Lemovicensis (Troyes '09), VF ('12), Winter Camino ('13/'14) Cammino d'Assisi ('14) Jakobseweg (Leipzig - Paris '15) San Salvador/Norte ('15) Ignaciano ('16) Invierno ('16)
Hi Heather, two of the banks / credit unions that I used cards from last year on my Camino cancelled my cards for security reasons shortly upon my return. I had no odd activity on them, but apparently they said I had used them in a high risk area - hence the cancellation! Although at the time it was a jolly nuisance, it was good to know they were watching! Mind you Bank SA took a month more to realise this, compared to the Credit Union! But it is comforting to know that despite their rush to put up the interest rates, they do keep an eye on things! Cheers, Janet
 
Donation to the Forum
A donation to this forum helps it continue to exists and also removes all ads for you.
Camino Maps
A collection of Camino Maps from the Camino Forum Store

Theo

Active Member
Hi Janet,

I sent last year a post (click HERE).

According to BBC, the centre of the scam in Spain, in 2009, was : " a credit card processing company "

Theo
 

jl

Veteran Member
Past OR future Camino
Frances('05, '07), Aragonese ('05), del Norte / Primitivo ('09), Via Tolosana (Toulouse '05), Via Podiensis (Le Puy '07), Via Lemovicensis (Troyes '09), VF ('12), Winter Camino ('13/'14) Cammino d'Assisi ('14) Jakobseweg (Leipzig - Paris '15) San Salvador/Norte ('15) Ignaciano ('16) Invierno ('16)
Interesting Theo!. I hope they have solved the problem by the time I go again next year. I am happy with the way that my bank dealt with it - that is by cancelling my cards and re - issuing. I guess vigilance is the best answer too. cheers, Janet
 

daesdaemar

Camino-holic
Past OR future Camino
Camino Ingles - twice
I did the Camino Ingles in late August this year. I used my credit card only two times, both for hotel rooms. After I arrived back home I received a call from the credit card company because of a suspicious charge for $350 from a "travel" company in the UK. We denied the charges and they had to issue me a new card. When I travel to the Camino Portugues next summer, I plan to use only cash for payments everywhere and will only use my ATM card at banks.
 

Finisterre

Active Member
Past OR future Camino
Sarria 2001,
Porto 2006,
Valenca 2008,
Finisterre 2010,
SJdPP 2012,
Tui 2014.

No plans to return, yet.
camino07 said:
I felt really sick that you just can't trust anyone these days.

you are being a bit harsh
most people are okay or better
 

Did not find what you were looking for? Search here

Popular Resources

“All” Albergues on the Camino Frances in one pdf ivar
  • Featured
“All” Albergues on the Camino Frances in one pdf
4.95 star(s) 101 ratings
Downloads
15,194
Updated
A selection of favorite albergues on the Camino Francés Ton van Tilburg
Favorite Albergues along the Camino Frances
4.83 star(s) 35 ratings
Downloads
7,873
Updated
Profile maps of all 34 stages of the Camino Frances ivar
Profile maps of all 34 stages of the Camino Frances
4.88 star(s) 24 ratings
Downloads
7,673
Updated

Forum Rules

Forum Rules

Camino Updates on YouTube

Camino Conversations

Most downloaded Resources

Top