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How many Euros

Bama Geezer

Bama Geezer
Donating Member
Camino(s) past & future
11 Apr- 1 Jun 2018
#1
I’m starting the CF in April and was wondering about how many Euros are needed each day in cash. I intend to use my credit card first and get some Euros at ATMs when available. However, I have noted that cash is required at many places because they don’t accept credit cards. I would appreciate any recommendations.
 

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Dorpie

Active Member
Donating Member
Camino(s) past & future
Santiago to Finisterre to Muxia 2013
Camino Frances May 2015
Camino Frances July 2017
#2
Hi Bama,

If you're going to be staying at albergues and getting most of your food and drink at bars/cafes I'd say 90% of your spending will be cash. ATMs are few and far between, at least unless you're prepared to go hunting for them, I tried to have 200 euro on me most of the time.

How much you need is kind of up to you. I'd say absolute rock bottom, staying at the cheapest places possible and making your own meals, would be 20 euro a day on average. I, due to my penchant for cervesa and the occasional private room was probably spending double that.

Hope this helps,

Rob.
 

biarritzdon

Veteran Member
Donating Member
Camino(s) past & future
CF011, CF012, CP013, CF014, CA015, S.Anton015, CF015, CI015
Ditch Pig016, CF017, CP017, CdN(018)
#3
Start out with 300 euros in your front pocket in 20's and smaller notes. Every week or so when you have access to an ATM take out another 300, try not to get 50's or walk inside the bank and exchange them for 20's. Never let yourself go below 100 euros. Depending on where you choose to stay, you may be able to use a credit card, but most restaurants do not want to deal with them. When you use an ATM make sure the bank is open for business in case your card is not returned during the transaction.
 

hotelmedicis

Commercial Interests
Camino(s) past & future
CF: 2001, 2003, 2008, 2012 (part), 2017
Finisterre: 2017
VDLP: 2012, 2018
#5
On the CF last year, staying strictly in municipal or parochial albergues, I spent less than €190 on lodging from SJPP to Finisterra and I paid for everything in cash and cash only. On top of that were glasses of wine (average €1 each, low of .50 centimes, high of €1.50), nibbles at the bar, bread, cheese, tortilla de patata, etc and I think it came to no more than €600 or so for the month including lodging. Maybe a bit less. So I would just use your bank card to take out whatever you're comfortable carrying and go from there. No big deal. :cool:
 

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Camino(s) past & future
Camino Frances sections (2012, 2014, 2015)
Camino Frances (2017)
Camino del Norte (2019)
#7
30 Euros a day is reasonable, and will permit various treats along the Way. It's important to top up whenever your cash gets below 100 Euros, as suggested above, and cheaper to take 200 or 250 out in a lump than smaller withdrawals. It helps if you have a no-load credit card for those shops that take credit cards.
 
Camino(s) past & future
Starting May 18th in Burgos to Santiago
#8
I’m starting the CF in April and was wondering about how many Euros are needed each day in cash. I intend to use my credit card first and get some Euros at ATMs when available. However, I have noted that cash is required at many places because they don’t accept credit cards. I would appreciate any recommendations.
Greetings!
An hostel from 11-15€ , Albuerges maybe half of that. Boccadillos and pilgrims meny from 5-10 €. Approx. Note: the food is not the point. This is not a culinary journey. ( nevertheless- the ham, cheese and local sausages are world class. Not to mention the wine.)
Accept what you get, smile -and give a compliment to the chef. Maybe you make somebody happy by doing so. Most places accept credit cards- but cash is preferred. ATM machines to be found at most of the route especially bigger towns. Small notes are best. Keep an emergency amount in cash just in case- and use it only if you have to. Remember to refill!

Buen camino!

Best

Håvard
 

Seamus68

New Member
Camino(s) past & future
Camino St James Apr 2017
#11
I’m starting the CF in April and was wondering about how many Euros are needed each day in cash. I intend to use my credit card first and get some Euros at ATMs when available. However, I have noted that cash is required at many places because they don’t accept credit cards. I would appreciate any recommendations.
Generally cash €10 for accommodation 15 for food drink credit card Hotels
 

Sailor

Donante Vitalicio
Donating Member
Camino(s) past & future
Camino Sin Fin
#12
Welcome aboard, your first post! Concur with above recommendations. IF you can, check with your local bank at Bama to see if you can get your first set of euros [at least 300 of them in small denominations] before traveling to Spain [that's what I do when I travel to Europe, my local bank charges a few cents above the exchange rate and that is okay with me]. Oh by the way, I would stay away from those rock-solid bocadillos. Good luck with your planning and execution, y que la luz de Dios alumbre su camino.
 

Bama Geezer

Bama Geezer
Donating Member
Camino(s) past & future
11 Apr- 1 Jun 2018
#13
Start out with 300 euros in your front pocket in 20's and smaller notes. Every week or so when you have access to an ATM take out another 300, try not to get 50's or walk inside the bank and exchange them for 20's. Never let yourself go below 100 euros. Depending on where you choose to stay, you may be able to use a credit card, but most restaurants do not want to deal with them. When you use an ATM make sure the bank is open for business in case your card is not returned during the transaction.
Thanks to all for the good advise. This really helps.
 

C.C.

New Member
Camino(s) past & future
May 2017
#14
Didn't find a lot of places that would take credit cards - other than in the larger towns. It's really a cash society on the Camino. Don't count on your credit card.
 
Camino(s) past & future
Camino de San Salavador (2015)
Camino de la Costa (2016)
#15
I’m starting the CF in April and was wondering about how many Euros are needed each day in cash. I intend to use my credit card first and get some Euros at ATMs when available. However, I have noted that cash is required at many places because they don’t accept credit cards. I would appreciate any recommendations.
200 Euros in cash should be enough, and top up in ATMs as needed
 

DowtyCamino

Active Member
Camino(s) past & future
May-July (2014),
May-July (2017)
#16
One thing to note/be-aware of. Each time you use your ATM card you may pay a "Foreign transaction fee" depending on which card you have. There are many cards out there that have no such fee, but most do. This fee can be as much as $30 per transaction. So if you're pulling out 100Euros every third day you'll come home to find a whopping bill.
So my advice is to make sure you have or get a card with no such fees. Alternatively, make your trips to the ATM fewer and get more cash out each time. The fee is set by the number of transactions and not the amount withdrawn.
 

rorerich

CaminoLifer
Camino(s) past & future
2015, 2016, 2017, (2018)
#17
I have a separate account that I use for travel so just in case something happens my general account cannot be accessed. My husband keeps an eye on it and transfers money into it when needed. I could do it online, too, but he likes to do that for me. Be sure your limit takes into consideration exchange rate and fees so that when you use the ATM you are within your accepted range. And of course let your bank and credit cards know your travel dates.
 

t2andreo

Veteran Member
Donating Member
Camino(s) past & future
C/F: 2013, 2014
C/M: 2016
C/P: 2015, 2017
C/I: 2018
Voluntario: 2014 to 2017
#18
Also, as regards ATM use, ONLY use an ATM attached to a functional bank office. Avoid free-standing ATMs. The free standing type are frequently privately owned. As such, they charge extortionate fees, above bank imposed conversion charges.

Occasionally, you will come across a free standing ATM machine that is clearly and obviously a bank owned and maintained ATM, albeit located away from a bank. I do make exceptions for these devices.

My reason for this recommendation is to have some recourse in the unlikely event an ATM "eats" your card. At least you have an office to go into to reclaim your card....hey...s&*t happens...;)

Hope this helps.
 
Camino(s) past & future
Camin0 Frances (2004, 2008), Camino Portugues (2010), Camino del Norte (2012) Via de la Plata planing April92014), CaminoiPortugues (2015.)
#19
I use a prepaid currency Master Card, you top up in Euros before leaving home, and in addition I have a Correos prepaid card, widely accepted. (and more secure than walking around with 300 euros in your pocket,) you can withdraw money from ATM or Correos office
 

tpmchugh

Veteran Member
Camino(s) past & future
Camino Frances (2013)
Camino Frances (2015)
#21
I’m starting the CF in April and was wondering about how many Euros are needed each day in cash. I intend to use my credit card first and get some Euros at ATMs when available. However, I have noted that cash is required at many places because they don’t accept credit cards. I would appreciate any recommendations.
Apart from the larger towns and cities, your credit card will be of little use. Very very few albergues take plastic, similarly with bar/restaurants. I start out with €400. 200 in my spending wallet and 200 in my back up emergency wallet. When the spending money runs down, I replenish it at the first ATM I come to always withdrawing another 200. The money in the emergency wallet stays there. It only becomes spending money in Santiago
 

smp

New Member
Camino(s) past & future
spain (2017)
#22
On the Camino Frances, the Santander banks were recommended and that is what I used, I had no problem. I did hold my breath though and was always so happy to see the transaction had worked and to see the card sliding out of the ATM. Other banks didn't like my debit card. I also had been warned about only using an ATM at a bank and not to use it on weekends and holidays in case the card wasn't returned.
 

Walking Lover

Active Member
Camino(s) past & future
CdS from Leon to Santiago, June 16, 2016 to June 30, 2016.
#24
I’m starting the CF in April and was wondering about how many Euros are needed each day in cash. I intend to use my credit card first and get some Euros at ATMs when available. However, I have noted that cash is required at many places because they don’t accept credit cards. I would appreciate any recommendations.
About 35 per day.
 

t2andreo

Veteran Member
Donating Member
Camino(s) past & future
C/F: 2013, 2014
C/M: 2016
C/P: 2015, 2017
C/I: 2018
Voluntario: 2014 to 2017
#25
I recall seeing a Banco Popular in nearly every town and large village, both when walking from Lisbon last year, and from Porto in 2015.

Just as an FYI, Wikipedia has a good listing of Portuguese banks, all of them.

Hope this helps.
 

Susan Peacock

Active Member
Donating Member
Camino(s) past & future
Frances from SJPP on Sept./Oct. 2015, April/May 2016, Way of St. Francis, Italy April 2017
#26
I would also recommend that you not show up in SJPdP without euros. On my last Camino the atm’s were broken and there were a number of pilgrims that didn’t have cash to pay for their first few nights accommodations. I lent them euros, some I saw again and were repaid, some not. No problem though, as I don’t lend money I can’t live without. They were all grateful.
 
Camino(s) past & future
Frances SJPDP to SDC May & June 2017
#27
Bama geezer, this old man in Atlanta will be glad to talk about your Camino if you send me a PM or start a private conversation.
 

biarritzdon

Veteran Member
Donating Member
Camino(s) past & future
CF011, CF012, CP013, CF014, CA015, S.Anton015, CF015, CI015
Ditch Pig016, CF017, CP017, CdN(018)
#28
I failed to mention the gut wrenching day on the Aragones when I realized I should have used an ATM in Jaca. I walked for 3 days towards Puenta la Reina and never found an ATM, ran out of cash because most places are demi pension charging 30 to 40 euros for dinner and a bed. I had to bail and take a bus to Pamplona with my last 10 euros.
 

MoniRose

Active Member
Camino(s) past & future
(5/28-7/4, 2012) Camino Frances - SJPP to Santiago
(7/22-8/2, 2013) Camino Finesterra
(?) Camino Le Puy
#29
Make sure you budget for Band-aids and Ibuprophen, especially the first week!
 

Sailor

Donante Vitalicio
Donating Member
Camino(s) past & future
Camino Sin Fin
#30
Good conversation, good lessons learned about having euros a la ready upon arrival and during your stay in Spain. One of my camino family members had to spend the weekend in Pamplona waiting for the bank to open on Monday due to the ATM machines not accepting her card. In my travel money bag I still have a lot of euros handy, waiting for my next trip to Spain. To all caminantes, buena suerte y que la luz de Dios alumbre su camino.
 

biarritzdon

Veteran Member
Donating Member
Camino(s) past & future
CF011, CF012, CP013, CF014, CA015, S.Anton015, CF015, CI015
Ditch Pig016, CF017, CP017, CdN(018)
#31
Good conversation, good lessons learned about having euros a la ready upon arrival and during your stay in Spain. One of my camino family members had to spend the weekend in Pamplona waiting for the bank to open on Monday due to the ATM machines not accepting her card. In my travel money bag I still have a lot of euros handy, waiting for my next trip to Spain. To all caminantes, buena suerte y que la luz de Dios alumbre su camino.
Sailor some good advice, I always return home with at least 150 euros in coins and paper ready for my next trip.
Please be aware that in France banks are not open on Sunday and Monday. Just mentioning this to pilgrims coming through Paris, Bayonne and SJPdP.
 
Last edited:

Sailor

Donante Vitalicio
Donating Member
Camino(s) past & future
Camino Sin Fin
#32
Wow, thanks Mister Don, I was NOT aware of banks not available on Mondays [in France], another good reason to leave home with enough euros in my travel vest--I normally travel on Sunday, arriving overseas on Monday. To all caminantes, que la luz de Dios alumbre su camino.
 

Bama Geezer

Bama Geezer
Donating Member
Camino(s) past & future
11 Apr- 1 Jun 2018
#33
Once again, thanks to all for input on how many euros. You all answered a lot of questions and have greatly changed my approach to solving this problem.
 


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