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Luggage Transfer Correos

Maximum ATM withdrawal amount

TMcA

Active Member
Camino(s) past & future
Pamplona to Santiago (2013)
Le Puy to Pamplona in segments (2013 - 2016)
Pamplona to León
I am using my ATM card from a U.S. bank to obtain euros. In Portugal where I started walking, max withdrawal was 200€. I’m now in Vigo (Spain) and will soon need to make another withdrawal. Last year I think the max withdrawal in Spain was 300 €. Is this still the case?

BTW, I think I was able to withdraw 500€ in France two years ago.

Thanks for any help.

Tom
 
Camino(s) past & future
(2009): Camino Frances
(2011): Sevilla-Salamanca, VdlP
(2012): Salamanca-SdC, VdlP
(2014): SJpdP-Astorga
(2015): Astorga-SdC
(2016) May Pamplona-Moratinos; Sept.:Burgos-SdC
(2016): August/Sept: Camino San Olav (Burgos-Covarubbias), Burgos-Sarria
(2017): May: Portuguese; Sept: Pamplona-SdC
Yes, max. 300. But, as I have on my card (Norw. Visa) max/week is 1000, so I can do several withdrawals/week up to that limit.

I also carry a Mastercard with a limit of 3.000 Euros.
 

TMcA

Active Member
Camino(s) past & future
Pamplona to Santiago (2013)
Le Puy to Pamplona in segments (2013 - 2016)
Pamplona to León
Yes, max. 300. But, as I have on my card (Norw.) max/week is 1000, so I can do several withdrawas/week up to that limit.
Thanks. The way the amount changes by country was a bit confusing.
 
Camino(s) past & future
(2009): Camino Frances
(2011): Sevilla-Salamanca, VdlP
(2012): Salamanca-SdC, VdlP
(2014): SJpdP-Astorga
(2015): Astorga-SdC
(2016) May Pamplona-Moratinos; Sept.:Burgos-SdC
(2016): August/Sept: Camino San Olav (Burgos-Covarubbias), Burgos-Sarria
(2017): May: Portuguese; Sept: Pamplona-SdC
Thanks. The way the amount changes by country was a bit confusing.
Agree. But I find 300 gets me going for 8-10 days in Spain, even if I indulge in a cold beer or two on sunny days. :cool: But I see you have walked before, so you'll know.
 

TMcA

Active Member
Camino(s) past & future
Pamplona to Santiago (2013)
Le Puy to Pamplona in segments (2013 - 2016)
Pamplona to León
Agree. But I find 300 gets me going for 8-10 days in Spain, even if I indulge in a cold beer or two on sunny days. :cool: But I see you have walked before, so you'll know.
Usually 300€ lasts my wife and I a week or so also. But in Santiago we need to repay a group of French hikers who have reserved rooms for us on a loop north to Muxia and then west and south to Fisterre. Plus pay into their communal kitty used for lunch, beer, and dinner.
 

edandjoan

Active Member
Camino(s) past & future
St. Gallen to Muxia
2012-2018
Your bank also has a cap on daily withdrawal amounts. You can change that by communicating with your bank.
 

jefferyonthecamino

http://www.barrerabooks.com/ - Guidebooks
Camino(s) past & future
Camino Francés (1994)
Camino Francés (2013 - 2018)
Camino Portugués (2015 - 2018)
I am using my ATM card from a U.S. bank to obtain euros. In Portugal where I started walking, max withdrawal was 200€. I’m now in Vigo (Spain) and will soon need to make another withdrawal. Last year I think the max withdrawal in Spain was 300 €. Is this still the case?

BTW, I think I was able to withdraw 500€ in France two years ago.

Thanks for any help.

Tom
i believe that the limit is set by your bank (and by default for safety reasons it's usually not that high), not the atm you are using.
the only limit i have for one withdrawal is the size of the space where the cash comes out.
howeverm i have a spanish bank account and use a spanish debit card.
 

alhartman

Active Member
Camino(s) past & future
2005 2007 Frances
2016 Leon to Santiago
My ATM daily cash limits are set by my banking institution (local credit union and Schwab). One is $350 and one is $500 daily. I need to convert to euros to know the max I can take. I have had minor problems with 'timestamps' from Pacific Standard Time. I have not had a problem with smaller local limits at banks in France, Spain, or Portugal.
Big problem in Argentina where local max was $100.
I ALWAYS call my banks and credit card companies s before Camino and have them post a ?travel warning? so their algorithms will not block my access to needed funds and force me to call their customer service.
YMMV
 

KinkyOne

Veteran Member
Camino(s) past & future
I'am not perfect, but I'm always myself!!!
My experience with Spanish ATMs is that each bank set the daily limit. I had 450€ set by my bank in my country so I couldn't get any more nowhere in the world but in Spain somewhere ATM gave me just 200€ or 350€ or even full 450€ as at home. Depends on the bank that owns the ATM. In any case you won't be able to withdraw more than your bank cap is.
 

t2andreo

Veteran Member
Camino(s) past & future
C/F: 2013, 2014
C/M: 2016
C/P: 2015, 2017
C/I: 2018
Voluntario: 2014 to 2018
I generally restrict myself to €300 each withdrawal. It seems to work well for me. When on Camino, I use cash (en efectivo) to pay for everything including hostals or albergues.

Limits seem to me to be set, first by the banks to conserve their ATMs' cash hopper, and then by the card issuer. I seem to recall somewhere that the limit was set by law in Portugal, but I could well be wrong on this. My card issuer will allow USD 400, but permits €300 at a go overseas.

The €300 I withdraw usually lasts about 4 - 5 days. I am never at a loss for the next ATM machine. MOSt card issuers have an app that allows you to locate an ATM anywhere in the world. Check it out on your app store site.

FYI, My credit card remains in my stash except for multi-day stays in a major city. It NEVER leaves my direct line of sight.

Hope this helps.
 

dfox

Active Member
Camino(s) past & future
CF (4/2017)
CP (5/2019)
I will be on CP soon. Could someone please also shed light on:

#1 - Exchange rate used in ATM.
Yesterday, I pre-paid my luggage transfer fee. The service provider used BBVA (a bank). The rate was: 1 CAD = 0.639016 euros (includes 3% markup over wholesale rate provided by BBVA) Is the rate reasonable?

#2 - I heard ATM operators, not sure the ones in Spain or in Portugal, they charge a "handling" or "admin" fee of 6 euros per transaction. Is this information correct?

Thanks,
 

dfox

Active Member
Camino(s) past & future
CF (4/2017)
CP (5/2019)
Yes, max. 300. But, as I have on my card (Norw. Visa) max/week is 1000, so I can do several withdrawals/week up to that limit.

I also carry a Mastercard with a limit of 3.000 Euros.
I make sure myself using a debit card instead of a credit card (VISA, MC) to withdraw cash. I think to withdraw cash using credit cards considered "cash advance" which requires huge interests.
 

Andree Pollock

New Member
Camino(s) past & future
September 2017
I was able to withdraw 600 euro in Burgos at CaixaBank for a 5 euro fee. Santander charged me 5 and only allowed 200 euros to be withdrawn in Logróno
 

tomishy

Member
Camino(s) past & future
April/May 2019
Usually 300€ lasts my wife and I a week or so also. But in Santiago we need to repay a group of French hikers who have reserved rooms for us on a loop north to Muxia and then west and south to Fisterre. Plus pay into their communal kitty used for lunch, beer, and dinner.
May I ask if that €300 per week is staying in albergues or private rooms? My daughter and I are on our way to sjpp :)
 

Telboyo

Active Member
Camino(s) past & future
I intend to leave the UK the day Before Brexit and walkMarch -April 2019 Camino Frances
I think there is a myth about the CF being cash only area, i have just looked at my phone, I have used google pay 16 times between St Jean and Salceda in the last 25 days. Admittedly I hadto show them how to use the machine afrw times.
 

TMcA

Active Member
Camino(s) past & future
Pamplona to Santiago (2013)
Le Puy to Pamplona in segments (2013 - 2016)
Pamplona to León
May I ask if that €300 per week is staying in albergues or private rooms? My daughter and I are on our way to sjpp :)

I hesitate to advise you, but...

Look at the site gronze.com and check lodging prices for the Camino Francés. That will help you start to answer your question.

Add your meals. Breakfast 3 or 4€ per person. Do you picnic for lunch and buy the food you need or have lunch in a cafe? Finally dinner - the pilgrim menu will be less than 15€ per person.

Other stops? You should buy something if you use the facilities of a cafe or bar. Beer or wine or another drink after arriving at your lodging ? Hand wash your clothes? If not, you’ll pay 8-9€ to have an albergue do it. Probably more in more expensive lodging.

Above are estimates. Even if you wind up at the high end, you’ll never have a cheaper European vacation.

Buen camino.

Tom
 

tomishy

Member
Camino(s) past & future
April/May 2019
I hesitate to advise you, but...

Look at the site gronze.com and check lodging prices for the Camino Francés. That will help you start to answer your question.

Add your meals. Breakfast 3 or 4€ per person. Do you picnic for lunch and buy the food you need or have lunch in a cafe? Finally dinner - the pilgrim menu will be less than 15€ per person.

Other stops? You should buy something if you use the facilities of a cafe or bar. Beer or wine or another drink after arriving at your lodging ? Hand wash your clothes? If not, you’ll pay 8-9€ to have an albergue do it. Probably more in more expensive lodging.

Above are estimates. Even if you wind up at the high end, you’ll never have a cheaper European vacation.

Buen camino.

Tom
Thank you Tom :)
 

sillydoll

Veteran Member
Camino(s) past & future
2002 CF: 2004 from Paris: 2006 VF: 2007 CF: 2009 Aragones, Ingles, Finisterre: 2011 X 2 on CF: 2013 'Caracoles': 2014 CF and Ingles 'Caracoles":2015 Logrono-Burgos (Hospitalero San Anton): 2016 La Douay to Aosta/San Gimignano to Rome:
The limit withdrawal is per bank. If you need more cash, cross over the street and withdraw another €300 from another bank's ATM.
 

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