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Medical Insurance for US citizens

Glamma

New Member
Camino(s) past & future
April 2020
Can I please have the names of some of the best overseas travel insurance policies while walking the Camino Santiago? Anything special to look for in the policy? Deductibles? Exclusions? I am looking to start the walk mid April. Thanks!
 

Kanga

Moderator
Staff member
Camino(s) past & future
Francés x 5, Le Puy x 2, Arles, Tours, Norte, Madrid, Via de la Plata, Portuguese, Primitivo
For information specifically related to insurance and the Coronavirus - please go to that thread here
 
Camino(s) past & future
Camino Frances (2009), Camino Frances (2012), Via de la Plata (2013) and Camino del Norte planned for May, 2015
I really can't speak too much to your situation. I am a very close neighbour (2 miles or so north of the 49th) and travel insurance rates triple for me if I am going to wander south of the 49th. I suspect you have to do your own due diligence. Medical costs in Spain are very reasonable (24 hours in a Spanish hospital with all the tests and overnight stay etc cost less than $400 Cdn...I know.:)) Given the current health concerns re: corvid-19, you will have to read the fine print very carefully. I suspect even the usual 'safe bet' insurers have written various clauses to permit a bit of weaseling.
 

trecile

Camino Addict
Camino(s) past & future
Francés (2016 & 2017), Norte (2018), Francés-Salvador-Norte (2019), Portuguese (2019)
I always use InsureMyTrip.com to compare and purchase travel insurance. Many policies will waive pre-existing conditions if the insurance is purchased within a couple of weeks of making the first payment towards the trip.

 

CWBuff

Active Member
Camino(s) past & future
in Planning stage: Frances (SJPdP --> SdC) & Finisterre "2021" ... (GOD WILLING!)
Granted, the game is different currently what with the Corona virus, but I have always used Travelex
Do compare with other companies
As many suggested read the small print
Good luck 👍
 

trecile

Camino Addict
Camino(s) past & future
Francés (2016 & 2017), Norte (2018), Francés-Salvador-Norte (2019), Portuguese (2019)
For my last Camino I chose Travelex insurance. My primary health insurance does cover me while I'm abroad, but I always want to have insurance for costs over and above what they will pay, plus repatriation insurance. I did have a claim last year, and Travelex was very easy to work with, and paid 100% of the costs that my primary insurance did not pay.

Also, many insurance companies offer "cancel for any reason" insurance for an additional price. With the coronavirus still a large unknown, probably a good thing for many to consider.

 

Vacajoe

Traded in my work boots for hiking ones
Camino(s) past & future
2019 Biarritz-Pamplona-Lourdes
2018 Aragon/Frances/Finis
2018 Operation Sabre
2018 Marin Ramble
Generally, you really need to focus on the big ticket items like medical transport back to your home or repatriation of your remains in case of death. Small emergencies may be coverable out-of-pocket, but a medical flight home is bank-busting.

i always use SquareMouth to compare policies Between multiple companies based on my specific needs.
 

alaskadiver

Veteran Member
Camino(s) past & future
May 2017-Camino Primitivo
April 2019-Camino de Invierno
Square mouth and insure my trip are both good aggregates of travel insurance. I’ve used several comps over the years. This year we’re going to Egypt in June and we ended up buying Travel Insured again. High coverages and yes, they do cover quarantines. I bought it back in November And quarantine situations weren’t even on my radar :)
 

Robert Long

Member
Camino(s) past & future
Camino Frances Sept 2016
Camino Portuguse Oct 2018
If you are eligible, USAA offers a good insurance for the Camino.

Along with the other suggestions, make sure that if your are ill for more than seven days the insurance will pay to have a relative join you in Spain

Buen Camino Bob
 

Chris Gi

Active Member
Camino(s) past & future
Did April through June 2018 from Pamplona to Santiago.
2020 May or end of September - NO!
2021 ?
Can I please have the names of some of the best overseas travel insurance policies while walking the Camino Santiago? Anything special to look for in the policy? Deductibles? Exclusions? I am looking to start the walk mid April. Thanks!
We got ours through AAA here in the USA.
 
Camino(s) past & future
2013 Camino Frances SJPP / 2014 Camino Portugues / 2015 Camino Ingles / 2015 Hospitalero Training
2016 (fall) Camino Sanabre / Hospitalero?
Can I please have the names of some of the best overseas travel insurance policies while walking the Camino Santiago? Anything special to look for in the policy? Deductibles? Exclusions? I am looking to start the walk mid April. Thanks!
try DAN.com
 

Mycroft

Active Member
If you are eligible, USAA offers a good insurance for the Camino.

Along with the other suggestions, make sure that if your are ill for more than seven days the insurance will pay to have a relative join you in Spain

Buen Camino Bob
Is USAA offering their own coverage now? I have a memory of checking with them some years ago and they contracted with Travelguard.
 
Camino(s) past & future
Us:Camino Frances, 2015 Me:Catalan/Aragonese, 2019
Is USAA offering their own coverage now? I have a memory of checking with them some years ago and they contracted with Travelguard.
I checked USAA for our October trip and it was actually supplied by at least one other company.

I used Seven Corners for our trips to Spain. We got reimbursed for some medical bills incurred on our 2015 camino. I couldn't believe how easy it was (though the two bills were relatively small).
 

Mycroft

Active Member
I checked USAA for our October trip and it was actually supplied by at least one other company.

I used Seven Corners for our trips to Spain. We got reimbursed for some medical bills incurred on our 2015 camino. I couldn't believe how easy it was (though the two bills were relatively small).
Thanks, Rick and Peg. I'll go to the USAA website and see what I can find. You've reminded me that things change, and I need to keep up with other possibilities!
 
Camino(s) past & future
2017-Sarria to Santiago and Lires to Finisterre
Generally, you really need to focus on the big ticket items like medical transport back to your home or repatriation of your remains in case of death. Small emergencies may be coverable out-of-pocket, but a medical flight home is bank-busting.

i always use SquareMouth to compare policies Between multiple companies based on my specific needs.
Big ticket items also include medical coverage. My wife was recently hospitalized for 10 days in Switzerland. Without travel insurance, we would have been out of pocket for $11,000+ in medical expenses plus lodging and additional car rental expenses for me. Unfortunately, things happen. Don't assume a serious illness won't happen to you overseas. Itravelinsured covered nearly all of our expenses including airline change fees. Don't skimp on travel insurance to save a few dollars!
 

Glamma

New Member
Camino(s) past & future
April 2020
I always use InsureMyTrip.com to compare and purchase travel insurance. Many policies will waive pre-existing conditions if the insurance is purchased within a couple of weeks of making the first payment towards the trip.

Thank you!
 

Glamma

New Member
Camino(s) past & future
April 2020
Big ticket items also include medical coverage. My wife was recently hospitalized for 10 days in Switzerland. Without travel insurance, we would have been out of pocket for $11,000+ in medical expenses plus lodging and additional car rental expenses for me. Unfortunately, things happen. Don't assume a serious illness won't happen to you overseas. Itravelinsured covered nearly all of our expenses including airline change fees. Don't skimp on travel insurance to save a few dollars!
Thank you for this info!
 

Glamma

New Member
Camino(s) past & future
April 2020
Big ticket items also include medical coverage. My wife was recently hospitalized for 10 days in Switzerland. Without travel insurance, we would have been out of pocket for $11,000+ in medical expenses plus lodging and additional car rental expenses for me. Unfortunately, things happen. Don't assume a serious illness won't happen to you overseas. Itravelinsured covered nearly all of our expenses including airline change fees. Don't skimp on travel insurance to save a few dollars!
Thank you for this helpful info!
 

Glamma

New Member
Camino(s) past & future
April 2020
I always use InsureMyTrip.com to compare and purchase travel insurance. Many policies will waive pre-existing conditions if the insurance is purchased within a couple of weeks of making the first payment towards the trip.

Thank you!
 


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