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Travel and Health Insurance

2020 Camino Guides

barryg

Active Member
Camino(s) past & future
June: Camino Frances from Pamplona
Hi all!

I have seen posts categorical stating that you should have health insurance, but very few mentions of company names. I did see a mention of AMA and I used Allianz last year when I walked the Camino. Does anyone have any input on the better Travel Health Insurance plans? I would specifically want one that would fly me back to the US if need be.

Would this be a separate plan from your Travel cancellation protection insurance, or are there some that roll it all into one? Any recommendations will be greatly appreciated.

Warmly,

Barry
 
Camino(s) past & future
Camino Frances, May-June (2017)
Ingles, June (2019
Leon-Sarria, June (2019)
Le Puy-Santiago (2023)
I just returned from my 2nd Camino, the Inglés and the León to Sarria. I used a site insuremytrip.com to find the trip insurance that fit my needs. Don’t know if this is US only but it may be worth a look. Thankfully I never had to use it but it was nice to know it was there if I ever had to. Buen Camino.
 

trecile

Camino Addict
Camino(s) past & future
Francés (2016 & 2017), Norte (2018), Francés-Salvador-Norte (2019), Portuguese (2019)
Hi all!

I have seen posts categorical stating that you should have health insurance, but very few mentions of company names. I did see a mention of AMA and I used Allianz last year when I walked the Camino. Does anyone have any input on the better Travel Health Insurance plans? I would specifically want one that would fly me back to the US if need be.

Would this be a separate plan from your Travel cancellation protection insurance, or are there some that roll it all into one? Any recommendations will be greatly appreciated.

Warmly,

Barry
A lot depends on your nationality.
 

scruffy1

Veteran Member
Camino(s) past & future
Holy Year from Pamplona 2010, SJPP 2011, Lisbon 2012, Le Puy 2013, Vezelay (partial watch this space!) 2014; 2015 Toulouse-Puenta la Reina (Arles)
Hi all!

I have seen posts categorical stating that you should have health insurance, but very few mentions of company names. I did see a mention of AMA and I used Allianz last year when I walked the Camino. Does anyone have any input on the better Travel Health Insurance plans? I would specifically want one that would fly me back to the US if need be.

Would this be a separate plan from your Travel cancellation protection insurance, or are there some that roll it all into one? Any recommendations will be greatly appreciated.

Warmly,

Barry
Start with your own personal insurance agent or a travel agent you trust and shop around. Here in Jerusalem the major sporting goods stores all offer very good insurance at a decent price including emergency flight home. Once you are in their computer system it can be arranged by phone. DO keep a copy of a policy on your phone and DO have a hard copy tucked in with your passport. Should you, God Forfend, be run over by a runaway garbage truck, no one will be able to open your phone and find your policy.
 
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wjohnk

New Member
Camino(s) past & future
Portugese Coastal (2019)
Do check the fine print! One policy that I was offered excluded walking on recognized paths above 2000m. The Gt St Bernard pass on the VF goes up to 2469m....
 
Camino(s) past & future
Sarria to Santiago 2014
Pamplona to Santiago 2017
Norte. 2018
Look at Squaremouth dot com. You check what you want covered and it brings up plans for you to compare. I’ve used it 4 times. Most important is getting me back to US if I’m injured badly. I also always pick one that will fly a family member to me if I have to be hospitalized for awhile
 

Trude

Active Member
Camino(s) past & future
Camino Francais 2013 Finnestere, Muxia 2013, 2017
Norte 2014, Francais, 2015, 2016, VDLP 2017
For Aussies Woolworths have great travel insurance.
 

Walking Lover

Active Member
Camino(s) past & future
CdS from Leon to Santiago, June 16, 2016 to June 30, 2016.
Hi all!

I have seen posts categorical stating that you should have health insurance, but very few mentions of company names. I did see a mention of AMA and I used Allianz last year when I walked the Camino. Does anyone have any input on the better Travel Health Insurance plans? I would specifically want one that would fly me back to the US if need be.

Would this be a separate plan from your Travel cancellation protection insurance, or are there some that roll it all into one? Any recommendations will be greatly appreciated.

Warmly,

Barry
If you are from the U.S., check with your provider first. Blue Cross covers International travel. You pay the bil; they reimburse.
 

Chris Gi

Active Member
Camino(s) past & future
Did April through June 2018 from Pamplona to Santiago. 2020 May or end of September.
Likewise - if you are in the USA AAA (the auto club) has great insurance. We used it on our last Camino and one of our group got totally reimbursed when a flight delay and rerouting caused them to forfeit a day excursion in Barcelona ($150) and their prepaid hotel room before heading out to Leon to start their Camino.
 

november_moon

Veteran Member
I use insuremytrip.com to shop for travel insurance - then pick a policy that has what I need from a well-rated company.

IMO, medical insurance is a must. I purchase trip insurance if I have significant non-refundable expenses. On the Camino, I did not. The only pre-paid item was my plane ticket. I fly United (or associated Star Alliance carriers) and I can change flights for a $150 fee plus any difference in airfare, so I am willing to risk it. On an upcoming, non-Camino trip, I did insure the trip itself because I have some significant non-refundable expenses.
 
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trecile

Camino Addict
Camino(s) past & future
Francés (2016 & 2017), Norte (2018), Francés-Salvador-Norte (2019), Portuguese (2019)
If you are from the U.S., check with your provider first. Blue Cross covers International travel. You pay the bil; they reimburse.
Yes, but the percent that they reimburse is rather low for foreign providers. I believe that travel insurance will pick up at least part of the remaining balance. I'll let you know after I file claims for some stitches I received.
 

billmclaughlin

Active Member
Camino(s) past & future
SJPP/Burgos 2012; Le Puy/SJPP 2013; Aumont Aubrac/Aire sur l'Adour 2014; Burgos/Santiago 2016.
Hi all!

I have seen posts categorical stating that you should have health insurance, but very few mentions of company names. I did see a mention of AMA and I used Allianz last year when I walked the Camino. Does anyone have any input on the better Travel Health Insurance plans? I would specifically want one that would fly me back to the US if need be.

Would this be a separate plan from your Travel cancellation protection insurance, or are there some that roll it all into one? Any recommendations will be greatly appreciated.

Warmly,

Barry
This topic is fraught with confusion. There’s medical costs, reimbursement for travel changes and cancellations, and then the item you highlighted: medical transport. For the first I have US Medicare Advantage plan (not plain Medicare, of course). For the second I take my chances because the expense is usually one RT flight not the cost of a cruise. For the third I use an annual policy with Medjet because the coverage for an annual plan is very good and applies whenever i’m 150 miles from home.
 
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Gwyn

New Member
Camino(s) past & future
SJPdP to Burgos 2018
SJPdP to Santiago 2019
For Aussies Woolworths have great travel insurance.
If you pay for your flights with a Platinum card in Australia you get automatic insurance. Check with your bank. My lady diagnosed with stress fracture in Lugo hospital. Three days in hospital and then business class flights and taxis back to our front door for both of us. So it works. Sad not to complete but business class on Qatar was great.
Gwyn
 

DeansFamily

Member
Camino(s) past & future
Frances 18/916/10/17 Muxia/Finisterre 18/10-22/10/17 Norte 21/4-29/5/18 Primitive 20/9-5/10/18 VdlP
If you pay for your flights with a Platinum card in Australia you get automatic insurance. Check with your bank. My lady diagnosed with stress fracture in Lugo hospital. Three days in hospital and then business class flights and taxis back to our front door for both of us. So it works. Sad not to complete but business class on Qatar was great.
Gwyn
We used to rely on our Platinum card for insurance until Sri Lanka when my husband contracted Dengue Fever and was hospitalised in Trincomalee for a week (now that’s a whole other story!) and QBE who underwrites left me unreplied for 52 hours when I notified them. I ended up organising everything and giving them up for a joke. I now use Budget Direct and thankfully haven’t needed to use them, but I know they are there.
 

Trude

Active Member
Camino(s) past & future
Camino Francais 2013 Finnestere, Muxia 2013, 2017
Norte 2014, Francais, 2015, 2016, VDLP 2017
Hi all!

I have seen posts categorical stating that you should have health insurance, but very few mentions of company names. I did see a mention of AMA and I used Allianz last year when I walked the Camino. Does anyone have any input on the better Travel Health Insurance plans? I would specifically want one that would fly me back to the US if need be.

Would this be a separate plan from your Travel cancellation protection insurance, or are there some that roll it all into one? Any recommendations will be greatly appreciated.

Warmly,

Barry
I always use Woolworths travel insurance, by far the cheapest for Australians. I have never needed to make a claim but as you know it is a reputable company.
 

Chris Gi

Active Member
Camino(s) past & future
Did April through June 2018 from Pamplona to Santiago. 2020 May or end of September.
I always use Woolworths travel insurance, by far the cheapest for Australians. I have never needed to make a claim but as you know it is a reputable company.
AAA is pretty good in the USA.
 

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