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Travel/medical insurance for Canadians

dfox

Active Member
Year of past OR future Camino
CF (4/2017)
CP (5/2019)
CF (5/2021)
I am a Canadian and shopping for travel/medical insurance for my Camino France journey starting on April 18 for 38 days all inclusive.

Since I have some pre-conditions, Manulife asks for C$470. I checked the "Insure and Go" with the same conditions, it would cost me 60 Euro. I am wondering if some insurance companies offer better price. Any input will be appreciated.
 
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Cecee

New Member
Year of past OR future Camino
April "2017"
I am a Canadian and shopping for travel/medical insurance for my Camino France journey starting on April 18 for 38 days all inclusive.

Since I have some pre-conditions, Manulife asks for C$470. I checked the "Insure and Go" with the same conditions, it would cost me 60 Euro. I am wondering if some insurance companies offer better price. Any input will be appreciated.
I also am from Canada and I just purchased Insurance through Alliance. It cost me $135.00 for 33 days. Medical Insurance portion was $70.00 roughly and I added extra insurance to cover accident/dismemberment and flight. This second added is around $55.00 and it's $100,000 payout for accident/dismemberment and $200,000.00 for flight accident. The only question they asked me is if I have been treated for cancer in the past three months or if I currently have cancer.
Hope this helps some. Good luck and Buen Camino!
 
N

nathanael

Guest
I am a Canadian and shopping for travel/medical insurance for my Camino France journey starting on April 18 for 38 days all inclusive.

Since I have some pre-conditions, Manulife asks for C$470. I checked the "Insure and Go" with the same conditions, it would cost me 60 Euro. I am wondering if some insurance companies offer better price. Any input will be appreciated.
Hi there I am also a Canadian, and usually it costs a bit over 160.oo for 45 days. Who is this Insure and Go.
 
N

nathanael

Guest
I also am from Canada and I just purchased Insurance through Alliance. It cost me $135.00 for 33 days. Medical Insurance portion was $70.00 roughly and I added extra insurance to cover accident/dismemberment and flight. This second added is around $55.00 and it's $100,000 payout for accident/dismemberment and $200,000.00 for flight accident. The only question they asked me is if I have been treated for cancer in the past three months or if I currently have cancer.
Hope this helps some. Good luck and Buen Camino!
I just did a check list with TD or Insure and go am healthy and on no meds. but because of my age they quoted me 248.00 ridiculously over priced.
 
A

Anemone del Camino

Guest
Paid 90$ yesterday to extend the insurance that comes with my credit card (TD aeroplan infinite) from 3 to 6 weeks. You have to have been "stable" fo 90 days to be able to get their basic rate, by stable they mean ok with your meds, not just out of hospital, etc.
 
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lindam

Active Member
Year of past OR future Camino
Frances, VDLP, Invierno, Portuguese, Madrid, Ingles, Fisterra, Muxia, Catalan/Aragones/Loyola Norte
While still living in Canada, I had used this company when travelling to Europe: https://www.21stcenturytips.com. They provided full coverage for travel medical insurance at reasonable rates.
 

movinmaggie

Veteran Member
Year of past OR future Camino
Camino Frances (2015) Scotland GGW (2017) Primitivo
Age has much to do with cost. They change after 65, (some at 60), again at 70, and I can tell you - definitely go out of sight at 80!
 

movinmaggie

Veteran Member
Year of past OR future Camino
Camino Frances (2015) Scotland GGW (2017) Primitivo
Age has much to do with cost. They change after 65, (some at 60), again at 70, and I can tell you - definitely go out of sight at 80!
And that's with NO conditions. You lucky youngens
 

Patch

Active Member
Year of past OR future Camino
St Jean to Santiago and Porto to Santiago
I would not reccomend I & G. It took me over a year to get a perfectly acceptable claim to be settled - I took them through the UK small claims court in the end. Check on trust pilot for them and other travel insurance before purchasing.
 
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N

nathanael

Guest
I also am from Canada and I just purchased Insurance through Alliance. It cost me $135.00 for 33 days. Medical Insurance portion was $70.00 roughly and I added extra insurance to cover accident/dismemberment and flight. This second added is around $55.00 and it's $100,000 payout for accident/dismemberment and $200,000.00 for flight accident. The only question they asked me is if I have been treated for cancer in the past three months or if I currently have cancer.
Hope this helps some. Good luck and Buen Camino!
also one thing that must be addressed is that they look at the age of an individual, no matter how health they may be .
 

AbbyDee

Court Jester
Year of past OR future Camino
In celebration of the 35th anniversary of my 25th year, I will begin my Camino in September 2017
I am a Canadian and shopping for travel/medical insurance for my Camino France journey starting on April 18 for 38 days all inclusive.

Since I have some pre-conditions, Manulife asks for C$470. I checked the "Insure and Go" with the same conditions, it would cost me 60 Euro. I am wondering if some insurance companies offer better price. Any input will be appreciated.

I, too am searching around for travel insurance. I don't know whether you have notice this, but I have found that getting travel insurance for a whole year is less expensive then just for the number of days that I will be travelling. Have you checked that out?
 

jirit

Veteran Member
Year of past OR future Camino
Camino Frances 2007,
Via Francigena Italy, 2008,
Jakobsweg Austria 2010,
Camino Frances 2011,
Le Puy to Lourdes 2012,
Via de la Plata 2013,
Future:
Ökumenischer (Via Regia), Germany,
Lycian Way, Turkey
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D

Deleted member 77020

Guest
I am a Canadian and shopping for travel/medical insurance for my Camino France journey starting on April 18 for 38 days all inclusive.

Since I have some pre-conditions, Manulife asks for C$470. I checked the "Insure and Go" with the same conditions, it would cost me 60 Euro. I am wondering if some insurance companies offer better price. Any input will be appreciated.
I am also Canadian and I guess due to my excellent immune system do not have any health problems. I will be doing my 11 th. Camino this summer and I always get health ins. and never have used it but still, it's important to have. I go with RBC medical insurance and the usual cost is half of what you quoted. age also has a factor.
 

movinmaggie

Veteran Member
Year of past OR future Camino
Camino Frances (2015) Scotland GGW (2017) Primitivo
Age is also a factor....even at 83, I have had the best rate with Tugo, in BC as recent as last month....
 
Camino Way Markers
Original Camino Way markers made in bronze. Two models, one from Castilla & Leon and the other from Galicia.
Silver Oxide Camino de Santiago pendent
Camino de Santiago pendent that has a shell on the front, and "Camino de Santiago" engraved on the back. Comes with a black cord. Pendent is slightly larger than a 50 euro cent coin, about 25mm.
D

Deleted member 77020

Guest
I also am from Canada and I just purchased Insurance through Alliance. It cost me $135.00 for 33 days. Medical Insurance portion was $70.00 roughly and I added extra insurance to cover accident/dismemberment and flight. This second added is around $55.00 and it's $100,000 payout for accident/dismemberment and $200,000.00 for flight accident. The only question they asked me is if I have been treated for cancer in the past three months or if I currently have cancer.
Hope this helps some. Good luck and Buen Camino!
wow that is inexpensive. I paid 278. with RBC due to my age being 73, I have no medical issues also I was in Spain for six plus wks. I will look into Alliance
 

RoseKnows

New Member
Year of past OR future Camino
Camino Frances (2019)
Camino Norte (TBD)
Camino Portugues (TBD)
Hi, I'm also Canadian and have been doing a little shopping around for travel insurance policies... IF you are going on multiple trips in a year for either 30 or 60 days max, it might be worth it to look at an annual plan... I know TD Travel uses Allianz and they offer $460 if you're under 65 for multiple 60 days trips in a year. I also checked with Manulife, but they only offer annual plans with 31 days for each trip. IF you compare the duration of your trip over 60 days and the # of times you think you might be going away within a year, it might be worth looking at the annual plan and top up the extra days over the maximum.

After 3 trips in a year, you'll save some $... but you have to take the time to shop around and compare policies. I tend to be more adventurous when I travel and like to do some "extreme" sports like skydiving or death road mountain biking so it's important to know IF your insurance policy includes that or not. Some others also swear by World Nomads if they don't have Travel Card Insurance.. I love the fact I can top up the free medical coverage if I'm only doing one trip a year with my travel card. Hope this helps.
 
Year of past OR future Camino
May 2017
I, too am searching around for travel insurance. I don't know whether you have notice this, but I have found that getting travel insurance for a whole year is less expensive then just for the number of days that I will be travelling. Have you checked that out?
However, they do often limit the length of each trip. Sometimes to 30 days only. Small print is so important

CAUTION: The posts prior to this post are from 2019 and earlier. Take care to check all information as the earlier posts may no longer be valid.
 
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Marbe2

Active member
Year of past OR future Camino
2015-2019 walked all or more than half of CF 7 times... CP recently cancelled by Covid 19!
And that's with NO conditions. You lucky youngens
Many policies wave preexisting conditions if you purchase the policy within 7to 21 days of puchasing the trip costs. And, yes prices go up as one gets older, so comparing prices on this thread is difficult without knowing, your trip cost, age, and length of stay! The longer you stay, the older you are, and the more expensive your trip - all of these will increase your cost, so best to compare plans on line.
IMO, having a comprehensive medical plan is important in 2021! Respectfully, this coming year is not a good time to skimp and/ot travel overseas without a good policy.
 
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