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Any credit cards?
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[QUOTE="Saint Mike II, post: 480971, member: 20994"] One of the advantages of having 4 major nationwide banks (with 3 or 4 smaller regional banks) is that we have uniform legislation & operating procedures, so our credit and debit cards are fast becoming an alternative to cash. (Our banks being so large - both domestically & international - have been able to negotiate with Master Card and Visa so that they have very small service fees (the banks pay as little as 0.25/0.5%) and our merchants (shops etc) usually pay a service fee of less than 2%) which has encouraged the use of the cards. The Gen Y/ Gen X brigade are tech savy and are happy to carry just their credit/debit cards and very little physical cash. Hence our widespread usage of 4 & 6 digit PINs and ALL our cards have micro chips. [/QUOTE]
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