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[QUOTE="DoughnutANZ, post: 1036217, member: 87627"] Sounds like a good solution for you. Just watch out when using your credit card. In Europe (and most other places outside Nth America) they use two factor authentication much more often with a credit card. Many card issuing banks have older, less flexible IT Systems that only work with a security number (challenge response) sent via SMS TXT to the phone number registered with the bank, i.e. your Canadian phone number. Without your Canadian SIM in your phone you won't get those TXT messages and so your credit card will be declined. One of my banks is like this. My other bank is very new with flexible IT Systems and with that bank I can choose to use a local app on my phone to provide the challenge response. This non-SMS method is a lot more secure and so over time the ability to use a local two factor authentication challenge response app will spread to the older established banks. Anyway, consider taking your Canadian SIM card with you in a safe place or talk to your bank about this before you leave. In a prior thread someone mentioned (I think) that at least one Canadian bank allows it's customers to use a on-phone two factor authentication app with their credit card. You are most likely to come across this need to respond to the two factor authentication challenge when you use your card online rather than in person. Things like buying a train or bus ticket online, topping up the credit on your Spanish mobile phone account or reserving accommodation online. If you never intend to use your credit card online while in Spain then don't worry about this. [/QUOTE]
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