Travel insurance?

[SoTXRGVgal]

Travel in from U.S. should I get travel insurance?

 

[Peter Fransiscus]

What do you think?

Yes of course .

 

[naplesdon]

Given the fairly low cost of the insurance for a trip which may be costing you thousands, it is worth it. It offers you protection and travel home if you get an injury along the way and have to bail out. It definitely does not cover every little expense. I had to use it before I started my Camino in 2016. I got my airfare back but some of the deposits I made for pre and post Camino lodgings weren't covered, a rental car I had prepaid from the airport in Miami back to Naples was declined as well. So if you are worried about a tight budget my suggestions would be don't make too many reservation in advance that are non refundable.

 

[Rick of Rick and Peg]

Add medical and emergency evacuation to the insurance. Check your medical insurance because not everyone plan will take care of you in Europe. Neither the VA nor Medicare will though some Medicare supplement plans will.

 

[naplesdon]

Most travel policies cover medical expenses but it is wise to read the fine print

 

[Terri B]

I don't leave home without it. It's small price to pay for what it covers.

 

[Mark Barnes]

Yes, I got mine through AAA and the insurance policy was with Alliance. The key is the medical ins not for the travel really. I think it cost me @ $40.00 very inexpensive. You never know what could happen when over there. I did not have to use mine but it would be irresponsible not to have it. Best of luck to you.

 

[Saint Mike II]

In a couple of words - YES. Shop around for a policy that gives you a level of cover equal to what you have at home (inc if necessary repatriation home by air). Spain is a real first world country with real first class medical facilities. But as a non-European you will be charged if you are hospitalised.
Our govt here in Oz now operates on the following phylosophy : if you cannot afford the travel insurance then you cannot afford to travel. Best of luck.

 

[Anamya]

yes, no one should ever travel overseas without travel health insurance.

 

[ShaunKevin]

Travel in from U.S. should I get travel insurance?

Um, yes.

 

[SoTXRGVgal]

Thank you all for your responses. I'll look into Allianz and AAA.

 

[Robert Long]

You did not say how old you are. Remember that Medicare does not provide coverage outside the US.

Care is available along the Way. We had occasion to use it and it was great. It is the getting home part that is problematic if required. The cost of travel insurance is cheap on this sort of trip as the price of insurance is based on the cost of the trip. For most of us that is airfare only.

Buy it. If you are eligible check out USAA Insurance

 

[SabsP]

yes, no one should ever travel overseas without travel health insurance.

Even this European now buys extra insurance on top of my EHIC !
These older bones can use all the extra assurance.

 

[gloria lowe]

Squaremouth.com lets you compare different plans It is very easy to use and find what’s best for you.

 

[november_moon]

Medical insurance - definitely. Trip insurance - only if you have enough non-refundable reservations to make the risk worth the expense.

 

[jmcarp]

Go ahead and get travel and medical insurance. You'll surely be covered for changes in travel plans that result from medical issues, and many of the medical expenses that might not be covered by your travel/medical insurance may be reimbursable by your main medical insurance at home. Needless to say, keep copies of all receipts and medical reports for treatment during your travels, and make sure your credit card balance will cover reasonable medical expenses that you may be required to pay on the spot.

 

[Saranger]

I just assisted an 83 year old friend traveling with me to Spain in September. She has Medicare Supplement F so there is foreign medical coverage after a deductible, $50,000 lifetime limit. She has no desire for extra medical coverage.

However, she was concerned about medical emergency evacuation and repatriation. I used SquareMouth to compare and price policies. Found one for her that adequately covers her needs. It was $52.00 for the two week trip.

She has no other pre-paid travel expenses (like air fare, hotels, car rental) so the cost to cover the trip is quite cheap. Emergency medical coverage of $15,000 only.

I’m in my 40s and have never purchased travel or trip insurance. But, each person is different. I know many people who have fallen and broken bones while in Europe.

Keep in mind many US credit cards also provide some sort of trip/medical insurance if your trip has been book/paid for using that card.

 

[Saranger]

I just assisted an 83 year old friend traveling with me to Spain in September. She has Medicare Supplement F so there is foreign medical coverage after a deductible, $50,000 lifetime limit. She has no desire for extra medical coverage.

However, she was concerned about medical emergency evacuation and repatriation. I used SquareMouth to compare and price policies. Found one for her that adequately covers her needs. It was $52.00 for the two week trip.

She has no other pre-paid travel expenses (like air fare, hotels, car rental) so the cost to cover the trip is quite cheap. Emergency medical coverage of $15,000 only.

I’m in my 40s and have never purchased travel or trip insurance. But, each person is different. I know many people who have fallen and broken bones while in Europe.

Keep in mind many US credit cards also provide some sort of trip/medical insurance if your trip has been book/paid for using that card.

And of course what I didn’t mention was $150,000 emergency medical evacuationand $100,000 non-emergency evacuation.