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I believe it was on an Albrgue between Sahagun and Leon if it is this one. It was a rather large Albergue but I didn't get the name. I was struck by it as well. I thought it depicted the evolution of a pilgrimage well.
I used my Schwab card exclusively for atm withdrawals throughout my Camino. It worked everywhere. We had prebooked hotels via Camino Ways so I am not sure about holds. Additionally, Schwab reimbursed all atm fees. Buen Camino
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