For 2024 Pilgrims: €50,- donation = 1 year with no ads on the forum + 90% off any 2024 Guide. More here. (Discount code sent to you by Private Message after your donation)
Yes, this is my only debit card. I have a credit card, but this is the only card I can use to get cash from an ATM.
On the website, Ivar says it only accepts things sent from the EU, so I’m not sure they would accept it.
...lots of cash with me while walking the Camino. My brother living Stateside suggested WISE…and he was correct. Absolutely no problem with Spanish ATMs or paying with it in stores except in places where only cash was allowed.
You can have an account with various currencies and transfer monies...
The Sabadell fee would be the same for your Monzo card.
Monzo offers differing levels of fee free withdrawals per 30 day rolling outside EU countries depending on the product you buy though they have just made some major changes to their offering.
...up Monzo card for withdrawals.
Fees for Wise withdrawals were super low at Abanca and Sabadell (0.75 and €1.80 respectively) - again I was withdrawing in €€ from a GBP. Other atms wanted up to €7 per transaction.
This information is only useful for other UK account holders reading this post.
We mostly use our Wise card when we travel. We actually did a comparison one time. We transferred the same amount of money at the same ATM and the Wise card gave us a better rate with less fees.
How is that at odds? The post you refer to is about SEPA and fees for ATM withdrawal abroad. Are you talking about such a situation or are you referring to a withdrawal within Greece, i.e. bank account is held in Greece and ATM is in Greece?
It is presumably best to abandon this discussion...
This seems entirely at odds with the reality on the ground. It is clearly the ATM provider that is making charges on my cash withdrawals here in Greece. It doesn't even show as a fee on my account. It simply shows an ATM withdrawal of e.g. €81.50.
Below is the list created and updated by @Ungawawa.
The note at the bottom says: Fees collected from European users' reports. Other countries may vary.
This Wikipedia article has a long list of European countries including the UK where the ATM fee systems within each country is explained. As obvious in this thread, numerous posters and presumably readers were not even aware of the fact that consumers can be charged ATM withdrawal fees in their...
...a while but most of the other big players have now caught up.
I guess another point is that we can now pay for so much on contactless now, the ATM fee per euro is more expensive assuming you don’t pay fees for contactless. So back in say 2020 we may have taken out €1500 to do a camino, say...
I am surprised by this assertion (but not surprised that it is promoted by Revolut, which, if I remember, is not maintaining any ATM...).
Perhaps the sentence means that your card issuer can charge you, then resend the fee to the ATM bank ? Indeed the ATM bank cannot give you less notes you...
...definitely applies to consumers living in the EU (in the whole EU and not just in the eurozone) and it means that some of them can be charged an ATM fee in Spain while others won't because it only depends on their own bank and on ATM withdrawal fees, if any, in their own country.
And this is...
...I use the Schwab account like a Camino savings account, saving up for the next one. I learned of the Schwab account from forums like this. I don’t care what the fees are at the ATM as they are covered by Schwab. I use this card only on the Camino for cash and charges. Works perfectly for me.
Last year May - June I used Clarity. Abanca did not charge fees on ATM withdrawals. There App was good and it was easy to top up funds to avoid paying interest on ATM withdrawals which start at the point of taking the money out. I was also told deutcher was also fee free. Santander had the most...
This site is run by Ivar at in Santiago de Compostela.
This site participates in the Amazon Affiliate program, designed to provide a means for Ivar to earn fees by linking to Amazon