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I notified my bank before leaving the US, then used ATMs at banks during their open hours so I could walk in and get help if I had a problem. Worked for me.
I walked alone. On the Frances at 82; Portuguese at 85. No issues, though one time a man wanted to talk with me and I just walked on. Stayed in Municipal albergues and private ones. Frigid Muni was least pleasant experience. Pleasant conversations at meals occasionally. Decided my age gave...
I carried my passport and a credit card and/or cash in the special bag I had for the passport. Wore it under top layer of clothes, across my body. Less critical things in a fanny pack or very light back pack. Heavier pack sent each day.
Traveled alone mostly, occasionally someone else happened to appear at the same hostel and become a dinner companion. Felt "uneasy" a time or two, no genuine threat. Actually needed the time to simply "be", ruminate, enjoy the scenery, etc.
One day I had to go behind a bush to relieve myself (yes I brought out my tissue in a baggy). A local woman in her apron was passing on the path and gave me a huge grin, obviously knowing there was only one reason for me to have been back there.. A shared female moment.
Envious! I lived/worked in St. Thomas, VI for awhile, living on a sailboat and sailing "down islands" on weekends and holidays. To Bermuda, lived/worked in Horta (Azores) 11 years. Also to England, Spain, Morocco. To Brazil, Bulgaria, Hungary, Kyrgyzstan, Northern Ireland, Portugal (with...
That's a good point about some never having experienced communal living, or even maybe a largish family. Still --- maybe it's a good idea to do your best to learn about new experiences; ask questions; etcetcetc
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