ATM Fees

ELHS220

Active Member

Time of past OR future Camino

Last: FRANCÉS-2023

• Jun 20, 2018

• #1

ABANCA doesn’t charge a fee.

 

D

Deleted member 67185

Guest

• Jun 20, 2018

• #2

Which fees does it not charge? There can be three different fees ... the transaction fee, the conversion fee (if using a non Euro based card), and the ATM out-of-network fee.

 

H

hinder

New Member

Time of past OR future Camino

I plan on so I can the Camino in 2014

• Jun 21, 2018

• #3

Many American banks will reimburse you for the ATM out of network fee.

 

Kanga

Veteran Member

Donating Member

Time of past OR future Camino

Francés x 5, Le Puy x 2, Arles, Tours, Norte, Madrid, Via de la Plata, Portuguese, Primitivo

• Jun 21, 2018

• #4

My Australian bank also reimburses me all ATM fees and does not charge any commission on the conversion. Always ensure you choose to have your own bank do the conversion, not the ATM bank.

 

A

andycohn

Active Member

Donating Member

Time of past OR future Camino

See signature

• Jun 21, 2018

• #5

Just got bank (to the US) from the Norte and checked my bank statement. In addition to Abanca, the following banks do not charge out-of-network or transaction fees:
Caixa Rural
Liberbank
Bankia
Banco Popular
As noted above, your own bank may charge out-of-network fees. As to conversion fees, you can avoid them by choosing not to convert. The screen will ask you if you’d like to convert the transaction into dollars (or whatever your home currency is). Do not choose that option. Always choose euros. Otherwise, the bank will charge you a 3% (more or less) conversion fee, which is probably a lot higher than your own bank will.

 

D

Deleted member 67185

Guest

• Jun 21, 2018

• #6

Charles Schwab's debit card reimburses all fees or doesn't charge the fee --- no conversion fees, out of network fee (reimbursed automatically), ATM fees. No minimum balance required in the checking account. And they also pay a .20% interest on checking balances; not much but it sure beats being charged a monthly maintenance fee for having a checking account

 

Anniesantiago

Veteran Member

Donating Member

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2006 to date: Over 21 Caminos. See signature line

• Jun 21, 2018

• #7

davebugg said:

Charles Schwab's debit card reimburses all fees or doesn't charge the fee --- no conversion fees, out of network fee (reimbursed automatically), ATM fees. No minimum balance required in the checking account. And they also pay a .20% interest on checking balances; not much but it sure beats being charged a monthly maintenance fee for having a checking account

Click to expand...

Love my Chucky!

 

A

AnneMaree

New Member

Time of past OR future Camino

September (2017)

• Jun 22, 2018

• #8

Kanga said:

My Australian bank also reimburses me all ATM fees and does not charge any commission on the conversion. Always ensure you choose to have your own bank do the conversion, not the ATM bank.

Click to expand...

Who do you bank with Kanga?

 

Kanga

Veteran Member

Donating Member

Time of past OR future Camino

Francés x 5, Le Puy x 2, Arles, Tours, Norte, Madrid, Via de la Plata, Portuguese, Primitivo

• Jun 22, 2018

• #9

The bank that refunds all ATM fees and charges no commission on the exchange is ING (it uses whatever is the international Visa exchange rate for that day). There are a few conditions - you have to make a certain number of deposits and purchases out of the account every month.