- Time of past OR future Camino
- CF 2013, CF from Lourdes 2015, CP Porto 2022
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It must depend on your bank. I never got a 'cash advance' as such from my credit card, as I kept money on the card- I was never in debit. It just gave me another option if anything happened to my current account card. There wasn't a good debit card option from my bank: when I explored fees etc, I was better off using my regular ATM card.Trudy said:It's my understanding that credit cards should only be used for large payments, but never used to get cash as daily interest is charged as soon as cash is withdrawn. Trudy
Accept the fees! Minimize them by withdrawing the maximum each time. Spread the money around secure locations on your body and in your pack. Minimize fees with an account like a Charles Schwab if you can. But like most things on the Camino, acceptance is the bottom line.If anyone has other suggestions
ffp13 said:On my last Camino I have used http://www.cashpassport.com/ it is a debit card that can be used on any ATM that accepts MasterCard the currency on the card can be set to were you are travelling, an you can put the money onto the card when the exchange rate for Euros is good. There is no international transaction fee when withdrawing. You get issued with two cards for the same account, should you loose one that can be cancelled and the spare used at any time. The card is valid for years an can be topped up using Internet banking, friends or family can easily put money on the card for you should it be required. I also have my normal bank access card should i need it, but this card is the cheapest way to access money in smaller transactions, and I found that it worked in almost all ATM s in Spain/ Europe
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