Hopeful Australian
New Member
- Time of past OR future Camino
- 2014
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I find that it is quite simple to withdraw 500 euro in France just using my debit cards ( I always take two from different banks) whereas in spain it is more likely that I will only be allowed to take out 300. To cut down fees I have cancelled a transaction and tried another ATM outside a different bank. I only ever carry a Max of 200 in my wallet - the rest is squirrelled elsewhere. Janet
Largest in Spain. Number 7 in EuropeTo change the subject, if you are a santander customer from the uk, you can use your santander debit card to withdraw money from santander bank or atm in spain without any fees. Although you can take out only the equivalent of £300 sterling per day, at least you can take out smaller amount everyday.I don't know about santander customers from other european countries whether they can do the same thing. Maybe other peregrinos can let us know.
Santander is i think the biggest bank in europe with head office in santander.
Sorry jirit, santander is the largest bank in spain. And the second largest bank in europe according to market capitalisation.
Hi Lise ... I didn't realise I could take my ANZ card? Mine is an airports eftpos/credit card all rolled into one (if you know what I mean!). So am I able to use this through Spain ... and France too do you know? Any advice would be most appreciated. Cheers, Trish.Hi..
A Kiwi here. I know what you are saying about watching the rate. It went up and down by 5cents when I was there in Aug/Sept 13.
Like KiwiNomad06. ..I took two ANZ cashpoint cards and a visa.
I took around 1000 euro in 20 € notes. Try not to take 50's as they are really hard to break up.
Also....when you arrive try and break some of your money into coins. (E.g For a bus in Biarritz)
The first time I used an ATM was in Leon. I never had a problem....but I did follow advice to only use an ATM at a bank and during week days just incase the machine ate my card. Them i could pop inside to get it back.
I kept most of my money on me at all times....but split the cards up.
Make sure if you take your credit card that this had a four digit pin as well. I mainly used my credit card for booking accomodation thru Hotels.com.
In terms of capitalization you are correct. I was looking at asset value.
But I guess the reason I have never used them is that they cap international withdrawals to only 250 euros. Tried them a couple of times and each time the machine won't allow me to take more than 250 euros. But as you indicated it is probably as different story if you have an account with them.
hi jirit,
i do not understand you were limited to 250 euros per day for withdrawals. my experience has been i am allowed to withdraw the equivalent of £300/day, the same as in the uk. many of the banks and building societies will let you withdraw only this amount at the atm. but you will be able to withdraw a maximum of £500 at the cashier window of your own financial institution. there are no hidden charges of anything. of course there is the exchange rate conversion.
i don't know whether santander operates in canada or not, at least i have never seen them in toronto. but the rules could be different from the uk.
it has been my experience all over the world to take money out of the atm, you will normally get a better rate than taking out the foreign money at home. however, watch out for the fees you will incurred, ie charges by your bank, charges by the issuing bank, conversion charges.
NEVER, NEVER USE A CREDIT CARD TO TAKE MONEY OUT OF THE ATM>
Hey thanks for all the info Lise ..... sounds like the plan for me. Yep can't wait till next year ... I'm hooked on this forum already. Always such great advice and comments. Have a great Xmas!! xxHi ya Trish.
I took my ordinary ANZ eftpos card. I took two actually...just incase. You can only use them at ATM's not at Spanish eftpos terminals.
Your all in one card sounds like a debit card. These are good for making purchases online. ( e.g booking a hotel in Leon). You can use a debit card at an ATM. I think you have to make a choice as to what account to take money out of. All the ATM's that I used had a button to click to put them in English. Phew
Trish...I would suggest taking your debit and your eftpos card just incase you loose one.
I have used my cards all over the place France, Auzzie, Singapore, Dubai, Morocco and never had a problem. Have a look on your cards and you will see a "plus" logo. Look for that when you are at an overseas ATM and it means you can use it. You will see them on nz ATM's here as well.
Trish.....I bet you are itching for 2014 to come around....I was like you this time last year. I think I had just received my Brieley Guide and was devouring it
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