michaelporourke
Member
- Time of past OR future Camino
- Camino Primitivo
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After a teammate of mine on a mountain climb died while on the climb, I never leave my home country without emergency medical evacuation and repatriation of remains as components of a travel insurance policy. They didn't have it, and it cost their family tens of thousands of dollars, multiple weeks, and lots of red tape/heartache to get my teammate's body home for burial.Make sure it includes repatriation
I’ve noticed usually the policies always say they’ll cover you as long as you’re not covered by something else. So I agree, I would be careful about double dipping. There might be some hassle in the unlikely event you ever have to make a claim.Thank you. It’s reassuring to know that I don’t have to buy insurance at the time of booking my flight. I want to be very deliberative and take time leading up to my September 2022 trip to find the right policy for me. At the same time, I don’t want to delay booking my flight right now.
For extra buffer, I suppose I could always purchase the standard Allianz policy that’s offered at the time of booking my flight, and then purchase that ideal plan later after doing my research … but, if I do end up needing to use my policies, I wonder if I’d be penalized for overloading/double-dipping coverage, or not be able to take advantage of both plans in full. (Like many of you have said, I’m sure the “devil is in the details” of both policies!)
I don't know if it is the same in the US but in the UK if you pay for your flight using a credit card then this gives you some degree of medical and travel insurance. Before you splash out any more money it might be worth checking what degree of coverage that you already have.Hello,
I'm a first-time Camino walker that will be doing the Camino Primitivo solo in September 2022. I will be in Spain for approximately three weeks.
I'm seeking advice regarding travel / medical insurance for my trip. I'm 39 years old and in overall good health with no underlying conditions. I have two primary questions:
1. For my situation -- and given the uncertainties surrounding Covid later this year -- can anyone please recommend a sound approach and insurance carrier/policy? (I don't want to go under board or overboard in terms of my coverage and am hoping there is a nice "middle ground".) I assume I want to have coverage that includes any medical treatment/costs I need from time of "take off" from my domestic U.S. airport until returning home?
2. Also, do I need to purchase travel insurance at the same time I book my flight, or can that be done before or after purchase my ticket? (I ask this because I always see Allainz being offered right before I click "purchase" for my previous international trips.)
One other item -- I'm not sure if this changes matters, but there is the small possibility that I'll be doing one international business trip earlier in the summer that will last week. (But I don't want to bank on that if it’s going to dramatically affect the type or term policy I look into for the Camino later in September.)
I'd greatly appreciate anyone's guidance on a sound/sensible policy and carrier.
Mike
I think that’s the worst bad luck travel story I have ever heard. You get the trophy! A civil insurrection, indeed!Agree, read the fine print. Had quality travel insurance through a highly respected company on a trip to Egypt. Unfortunately, we landed in Cairo on their "Day of Rage" during the Arab Spring. Weren't even allowed off the airport grounds. We had planned a month long journey in Egypt and Jordan. Our pricey insurance planned did not cover anything: flights, tours, hotel deposits, nothing. Why? They don't cover civil insurrection. Didn't read the fine print. But at the time or purchase would not have foreseen the uprising.
We had DAN , Divers Assistance Network, we never needed it and now we have aged out. Suerte.Hello,
I'm a first-time Camino walker that will be doing the Camino Primitivo solo in September 2022. I will be in Spain for approximately three weeks.
I'm seeking advice regarding travel / medical insurance for my trip. I'm 39 years old and in overall good health with no underlying conditions. I have two primary questions:
1. For my situation -- and given the uncertainties surrounding Covid later this year -- can anyone please recommend a sound approach and insurance carrier/policy? (I don't want to go under board or overboard in terms of my coverage and am hoping there is a nice "middle ground".) I assume I want to have coverage that includes any medical treatment/costs I need from time of "take off" from my domestic U.S. airport until returning home?
2. Also, do I need to purchase travel insurance at the same time I book my flight, or can that be done before or after purchase my ticket? (I ask this because I always see Allainz being offered right before I click "purchase" for my previous international trips.)
One other item -- I'm not sure if this changes matters, but there is the small possibility that I'll be doing one international business trip earlier in the summer that will last week. (But I don't want to bank on that if it’s going to dramatically affect the type or term policy I look into for the Camino later in September.)
I'd greatly appreciate anyone's guidance on a sound/sensible policy and carrier.
Mike
If from the USA, check if your current medical insurance will cover you in Spain. As far as timing your purchase you will need to shop before you hit the buy button. Often but not always purchasing at time of airline ticket purchase is a good idea but you need to also be aware of coverage. Unlike here in the USA where you just flash your insurance card and settle up later, with travel insurance you will be expected to pay in full at time of service and settle up with insurance company later.Hello,
I'm a first-time Camino walker that will be doing the Camino Primitivo solo in September 2022. I will be in Spain for approximately three weeks.
I'm seeking advice regarding travel / medical insurance for my trip. I'm 39 years old and in overall good health with no underlying conditions. I have two primary questions:
1. For my situation -- and given the uncertainties surrounding Covid later this year -- can anyone please recommend a sound approach and insurance carrier/policy? (I don't want to go under board or overboard in terms of my coverage and am hoping there is a nice "middle ground".) I assume I want to have coverage that includes any medical treatment/costs I need from time of "take off" from my domestic U.S. airport until returning home?
2. Also, do I need to purchase travel insurance at the same time I book my flight, or can that be done before or after purchase my ticket? (I ask this because I always see Allainz being offered right before I click "purchase" for my previous international trips.)
One other item -- I'm not sure if this changes matters, but there is the small possibility that I'll be doing one international business trip earlier in the summer that will last week. (But I don't want to bank on that if it’s going to dramatically affect the type or term policy I look into for the Camino later in September.)
I'd greatly appreciate anyone's guidance on a sound/sensible policy and carrier.
Mike
Unfortunately many purchase travel insurance to cover exactly that situation.Agree, read the fine print. Had quality travel insurance through a highly respected company on a trip to Egypt. Unfortunately, we landed in Cairo on their "Day of Rage" during the Arab Spring. Weren't even allowed off the airport grounds. We had planned a month long journey in Egypt and Jordan. Our pricey insurance planned did not cover anything: flights, tours, hotel deposits, nothing. Why? They don't cover civil insurrection. Didn't read the fine print. But at the time or purchase would not have foreseen the uprising.
If "double-dipping" determine at purchase the order of payment. Could be the order or reverse order of purchase.Thank you. It’s reassuring to know that I don’t have to buy insurance at the time of booking my flight. I want to be very deliberative and take time leading up to my September 2022 trip to find the right policy for me. At the same time, I don’t want to delay booking my flight right now.
For extra buffer, I suppose I could always purchase the standard Allianz policy that’s offered at the time of booking my flight, and then purchase that ideal plan later after doing my research … but, if I do end up needing to use my policies, I wonder if I’d be penalized for overloading/double-dipping coverage, or not be able to take advantage of both plans in full. (Like many of you have said, I’m sure the “devil is in the details” of both policies!)
Lemonade from lemons: once we got a flight out (THAT'S a whole story), we figured we had a month to kill so, on the fly, had a lovely vacation in Athens, Delphi and Meteora, Greece (after stuck on a bus for 10 hours in a snow storm) and then, with time left, went to Rome. Still haven't been to Egypt - unless you count the 23 hours on the airport grounds.I think that’s the worst bad luck travel story I have ever heard. You get the trophy! A civil insurrection, indeed!
But I think that the insurances I have bought said it would cover evacuating you from the country for something like that as long as there hadn’t been any travel warnings before hand. I never had insurance that would’ve covered lost deposits, etc., in a case like that.
Good for you!Lemonade from lemons: once we got a flight out (THAT'S a whole story), we figured we had a month to kill so, on the fly, had a lovely vacation in Athens, Delphi and Meteora, Greece (after stuck on a bus for 10 hours in a snow storm) and then, with time left, went to Rome. Still haven't been to Egypt - unless you count the 23 hours on the airport grounds.
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