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@KangaI look for a card that will refund all my ATM fees. If it provides good travel insurance, so much the better.
The plain old Charles Schwab ATM card refunds all ATM fees.I look for a card that will refund all my ATM fees. If it provides good travel insurance, so much the better.
Look at American Airlines Aviator card. $99. and any small purchase will get you there. THIS IS NOT AN ADVERTISEMENT. Just a suggestion.Hi, all. If this is not the correct location, I trust it will be re-routed.
I'm thinking about opening a new credit card in order to get the bonus miles and perks for my Camino travels (which is in October 2022). I have a Jet Blue card, which would indeed get me from SFO to Madrid, but flights seem much more expensive than other airlines, and with very limited flights (because Jet Blue doesn't actually fly to Madrid, so it's another carrier after stopping on the East Coast.)
Perhaps, then, this begs the question about airlines: should I determine which airline I want to use and then get a card? Or get a card that will help me to determine which airline? And the airlines question I guess should is a whole other thread... But I'm writing the credit card one first bc if I'm getting a new card I should do it now so that I can purchase whatever the minimum is to clear in time for me to get points to use for my trip (if that makes sense...).
Thanks!
Michelle
Unfortunately not available to @Kanga and others in Australia or other countries outside the US.The plain old Charles Schwab ATM card refunds all ATM fees.
That surprises me as they are International and an online bank.Unfortunately not available to @Kanga and others in Australia or other countries outside the US.
Good to know. Do you like using American Airlines? Thanks.I use a Charles Schwab card as a debit card for no fees. My credit card is an American Airlines miles card and all 6 on my trips have been free and 1st class. Very easy to get miles.
Do you like flying American Airlines to Spain?Look at American Airlines Aviator card. $99. and any small purchase will get you there. THIS IS NOT AN ADVERTISEMENT. Just a suggestion.
Good tip! Yes, navigating the points system is tedious. Chase Sapphire seems fairly versatile and gets good reviews.I use Chase Sapphire card and convert the points directly to a cash credit to apply to the balance.
Points are just a gimmick with too many restrictions on when and how they can be used.
You can't go wrong with cash to pay the balance!
-Paul
Because of where I live United Airlines usually has the best routing for me, and the points that I earn from my Chase Sapphire card transfer one to one to United. Other airlines don't give me as much for my points. Have you check out The Points Guy site? There is usually an analysis of the best cards for earning travel points.Thanks, everyone. Really helpful information! Especially about the foreign transaction fees, which I did not know about... I'd like to hear more about preferred airlines, too - don't know if people look for lowest fares or try to stick with the one(s) they feel have good service - but maybe that should be another thread? Let me know. Thanks.
My oldest son and his wife travel for six months of the year and have a successful travel blog. He loves "The Points Guy" and has used many tips that have served him well on their travels.Have you check out The Points Guy site? There is usually an analysis of the best cards for earning travel points.
I do like them because they have so many flights out of Phoenix. Their credit card has no foreign transactions fee which saves money.Good to know. Do you like using American Airlines? Thanks.
We live in Utah and flew through Dallas all went smoothly 15 hrs.Do you like flying American Airlines to Spain?
Yes. As retired people, we now buy so few things that it is hard to accumulate the points to make this worth the effort. So we just use cards with no fees, no points, and a bit of cash back.Seems rather complicated in process.
I think here in Aus your best bet is Ing - "The first 5 times you're charged fees to withdraw cash at an ATM each month per account - here or overseas - we'll rebate it including the ATM operator fee."@Kanga
Are you getting refund on ATM fees incurred overseas also?
Which one do you use and how does the refund occur?
Sounds good if we can find something like that in Oz . I keep reading on the forum about the lucky US pilgrims with the Charles ? Schwab card that covers this and have been very envious.
Yes, that is what I use. ING refund the 5 x a month ATM fees direct into my account (overseas or in Australia). No international transaction fees for overseas or online purchases. In Europe I withdraw in Euros and never let the machine do the exchange - because ING apply the standard VISA daily rate, which is as good as it gets.I think here in Aus your best bet is Ing - "The first 5 times you're charged fees to withdraw cash at an ATM each month per account - here or overseas - we'll rebate it including the ATM operator fee."
To quote the authorRead an article on this topic only this morning. Seems rather complicated in process...but might be of interest.
JACI STEPHEN: How to always fly First Class - for LESS than coach!
I haven't flown coach for years. I'm always in the luxury of those front row business and first seats, toying with a glass of fizz after a delicious time in the private business lounge.www.dailymail.co.uk
I agree. I skimmed through the article, but collecting points by flying a lot isn't exactly free!Unless you are really a frequent flyer, or fly for business, it is really difficult to accumulate enough points to take a business flight year, entirely on points on a carrier e.g., United, without additional cash.
In general, upgrading with points is a bad deal compared to redeeming points for business class outright.
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