- Time of past OR future Camino
- Some but not all, and other routes too.
For 2024 Pilgrims: €50,- donation = 1 year with no ads on the forum + 90% off any 2024 Guide. More here. (Discount code sent to you by Private Message after your donation) |
---|
Yeak Waka! Good for you! Must be because British Pound is so strong compared to our weak Euro ;-)
Yes, for a change the Euro is in our favour, greater spending power for the end of the day beer.
Ouch! English beer is OK! Personally I prefer cider and miss it being available for most of the Camino. I have an insurance that tops up my EHIC insurance (EHICPLus by Mapfre) and so works out cheaper than traditional offerings. £49.70 for an annual multi-trip for up to 60 days each time. This is available for under 79 year olds. (As Falcon would say - no financial connection)And finally some decent beer ...
Not sure if you have your EHIC card already, if not you can apply online, it'll be delivered in a few days! http://www.nhs.uk/NHSEngland/Healthcareabroad/EHIC/Pages/about-the-ehic.aspx
None taken. I suspect you received that advice because many Americans have inadequate or no medical insurance. Also many have no benefits to cover time off work due to illness or injury. All our money goes to defense and the famous 1%.We are European citizens (Brit and Dutch), but have lived all around the world and the last time we lived in Europe (Switzerland) was over 18 years ago. We take out a private travel insurance from our country of residence ( Costa Rica).
We leave next week and, bummer, I've just broken my wrist, which means that the cast will have to be removed around 14th June, when I guess we will still be walking the Portuguese. Considering I'm leaving with a pre- condition, I'm sure I will have to pay for the removal of the cast and the X-ray! ( had I been a certain class of N.American, I would have sued the "Muni" for the ridiculous pavement improvement they thought was clever, but turned out a nasty hazard)!
Sorry to offend any N.Americans reading this, but I've received two suggestions that I sue!
We are European citizens (Brit and Dutch), but have lived all around the world and the last time we lived in Europe (Switzerland) was over 18 years ago. We take out a private travel insurance from our country of residence ( Costa Rica).
We leave next week and, bummer, I've just broken my wrist, which means that the cast will have to be removed around 14th June, when I guess we will still be walking the Portuguese. Considering I'm leaving with a pre- condition, I'm sure I will have to pay for the removal of the cast and the X-ray! ( had I been a certain class of N.American, I would have sued the "Muni" for the ridiculous pavement improvement they thought was clever, but turned out a nasty hazard)!
Sorry to offend any N.Americans reading this, but I've received two suggestions that I sue!
so sorry to hear about the wrist... - wishing you well-mending and return of full-flexibility ...We are European citizens (Brit and Dutch), but have lived all around the world and the last time we lived in Europe (Switzerland) was over 18 years ago. We take out a private travel insurance from our country of residence ( Costa Rica).
We leave next week and, bummer, I've just broken my wrist, which means that the cast will have to be removed around 14th June, when I guess we will still be walking the Portuguese. Considering I'm leaving with a pre- condition, I'm sure I will have to pay for the removal of the cast and the X-ray! ( had I been a certain class of N.American, I would have sued the "Muni" for the ridiculous pavement improvement they thought was clever, but turned out a nasty hazard)!
Sorry to offend any N.Americans reading this, but I've received two suggestions that I sue!
I too am from the UK , and walked the Camino last year, got my EHIC (not really adequate) but did take additional insurance for a pre-existing condition with PJH in Sussex adventure/sports insurance specialists - very reasonable and worth the peace of mind - approximately £90 for 5 weeksHere's a topic that I haven't seen raised and it relates to medical insurance. Certainly from the UK we have (I think) a reciprocal agreement with other EU countries to receive medical care (but not private care).
Myself I have free medical cover with my bank as long as I use my bank card in the country where medical help is provided, having said that I haven't been in touch with them yet to explain where and what I'm doing.
What, if any medical insurance do other pilgrims have?
Hi Waka,
The EHIC card entitles you to the same level of health care as a Spanish citizen. This doesn't necessarily mean free health care. EHIC also doesn't cover repatriation costs, or any of the other benefits provided by a travel insurance policy (e.g. the cost of cancelling/curtailing your trip because of illness or bereavement).
I suggest that you ask your bank for a copy of the travel policy (or a summary of cover). All policies have a limit on the maximum duration of a trip. In some cases, the limit is as low as 30 days. This may not be sufficient for your Camino - in which case, you'll need to buy a single trip policy. Your bank may be able to arrange this for you if needed. If not, there are lots of options online - e.g. tesco, M&S, Allianz.
Hope this helps,
Nuala
Wonderful information for all you lovely Brits, but what about Americans? Where do I go to get the medical insurance I will need to go on my Camino? Will it cost more for us since our medical here in the States is so high anyway? Or should I get the med card, get sick in Spain, and maybe get a face lift/tummy tuck too while I'm there since it's so cheap?Here's a topic that I haven't seen raised and it relates to medical insurance. Certainly from the UK we have (I think) a reciprocal agreement with other EU countries to receive medical care (but not private care).
Myself I have free medical cover with my bank as long as I use my bank card in the country where medical help is provided, having said that I haven't been in touch with them yet to explain where and what I'm doing.
What, if any medical insurance do other pilgrims have?
Wonderful information for all you lovely Brits, but what about Americans? Where do I go to get the medical insurance I will need to go on my Camino? Will it cost more for us since our medical here in the States is so high anyway? Or should I get the med card, get sick in Spain, and maybe get a face lift/tummy tuck too while I'm there since it's so cheap?
The Ontario version of Canadian health care does cover limited emergency health expenses while traveling. They still recommend additional coverage. I get a very good rate through my credit card plan.I'm from Canada and always get travel insurance for when I leave my country--even if I was to take a day trip to the USA. Especially even if I was to take a day trip to the USA (where medical expenses are beyond belief). My healthcare is only covered in Canada, not elsewhere. I get figure out how long I will be away and pay for each day (but in a bundle payment).
I am fortunate to have insurance coverage that is effective overseas (Blue Cross - Blue Shield). If you have it, check their website for "foreign" or "overseas" coverage.
However, you need to watch out very, very carefully for what will be considered "out of network" with the recent changes in the health care laws. I used to have the exact same coverage overseas as I do here, but now it's all under "out of network" or in other words, I pay a huge unaffordable amount for the things they do cover, which is not anywhere near as much as it was, so for me, that's not really a viable option anymore. Of course, all this varies by state and which insurer you have. I know this is true for most BCBSFL polices.
Another place to shop for travel policies in the US is squaremouth.com. Haven't used them myself, but they seem to get recommended here a lot.
We are European citizens (Brit and Dutch), but have lived all around the world and the last time we lived in Europe (Switzerland) was over 18 years ago. We take out a private travel insurance from our country of residence ( Costa Rica).
We leave next week and, bummer, I've just broken my wrist, which means that the cast will have to be removed around 14th June, when I guess we will still be walking the Portuguese. Considering I'm leaving with a pre- condition, I'm sure I will have to pay for the removal of the cast and the X-ray! ( had I been a certain class of N.American, I would have sued the "Muni" for the ridiculous pavement improvement they thought was clever, but turned out a nasty hazard)!
Sorry to offend any N.Americans reading this, but I've received two suggestions that I sue!
I got full cover.... cost was minimal to go to Europe. In 2013 it was approx $130. for two months.
In 2009 i was taken to a medical centre (Spain) for a chest infection.....i handed over my passport and I was told no charge. NZ has arrangements with a lot of countries as visitors to NZ are covered by our 24hr no fault insurance scheme and dont have to pay for first responce medical treatment due to a accident e.g Ambulance. (ACC)
In 2013 my travel insurance (Southern Cross) would not let me fly until I had a MRI. This was in Portugal and cost over $900.00 which was refunded when I got home. I kinda hoped the dr was going to say " You cant fly unless you can lie flat" ...ie business class....but alas....i flew home with the NZ Symphony Orchestra and was most annoyed when I was donked on the head by a french horn that fall out of the overhead locker!
Im thinking.... I should write a comedy about my second Camino. So many things did not go to plan.....but I can totally see the funny side.☺ then and now
Just as an aside.
When I rang my home insurer; to set up a automatic payment before I left, they said if I hadnt of let them know I was going and my home was going to be vacant for over two months my home insurance would have been voided!!
The Ontario version of Canadian health care does cover limited emergency health expenses while traveling. They still recommend additional coverage. I get a very good rate through my credit card plan.
Even though U.K residents will receive " free care " in some countries you may have to pay up front for any care and claim it back ! I sorted out insurance cover before I went on camino - just in case !Here's a topic that I haven't seen raised and it relates to medical insurance. Certainly from the UK we have (I think) a reciprocal agreement with other EU countries to receive medical care (but not private care).
Myself I have free medical cover with my bank as long as I use my bank card in the country where medical help is provided, having said that I haven't been in touch with them yet to explain where and what I'm doing.
What, if any medical insurance do other pilgrims have?
There is an agreement for treatment, in some countries, patient may have to pay up front and claim back later. But repatriation is not covered !Here's a topic that I haven't seen raised and it relates to medical insurance. Certainly from the UK we have (I think) a reciprocal agreement with other EU countries to receive medical care (but not private care).
Myself I have free medical cover with my bank as long as I use my bank card in the country where medical help is provided, having said that I haven't been in touch with them yet to explain where and what I'm doing.
What, if any medical insurance do other pilgrims have?
I just finished my first Camino Portuguese and I did it without insurance (I live in Holland) , lucky me. And now I need a physio therapyas I ruined my knees and hips
I just finished my first Camino Portuguese and I did it without insurance (I live in Holland) , lucky me. And now I need a physio therapyas I ruined my knees and hips
Just what I thought to do, Al! Also I'll get the kids here to paint a Tico ( costarrican) flag, then when I get to Portugal, I'll ask some nice hospitalero do do me a Portuguese one!Anna. Get sellos on your cast. What a souvenir!
Still got my left hand!Sorry to hear about the wrist. How you have no more set backs and it doesn't prevent you lifting a glass or two.
Yeah, right. Who knows??Oh, and do be very honest about the risk you represent. We don't all have a dentist dad who can abandon his business and fly half-way round the globe to sort out our cremation and the scattering of our ashes. And it is impressive how thorough a professional Loss Adjustor ( lovely title) can be in establishing why your insurer should not pay the bet.
But don't worry. It won't happen to you.
So sorry to read this Anna (slowly working my way through this thread as I buy travel insurance...)!!!We leave next week and, bummer, I've just broken my wrist, which means that the cast will have to be removed around 14th June, when I guess we will still be walking the Portuguese.
Oh, geez. This is my worst nightmare. I am willing to muster through the Camino with my bad knees but then to have permanent damage by the time I finally get to Santiago? I don't think so. I'm thinking I'll consult PT before starting the Big Walk.
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?