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Thank you @SYates. I am going to check that out. I plan to attend the forum meet-up when I get to Santiago. I look forward to meet you and others! It is so nice of you to open your home to us!Welcome to the forum @Debi and have a look at http://www.schwab.com/public/schwab/banking_lending/checking_account
Buen Camino, SY
Thank you @C clearly!Check with your bank. I find the simplest thing to do is to use my bank debit card at bank machines in Spain. I'm charged $5 each time so I withdraw enough to last a week or so. At the end I have paid about $30 in bank fees for the convenience.
I have to second this recommendation.Welcome to the forum @Debi and have a look at http://www.schwab.com/public/schwab/banking_lending/checking_account
Buen Camino, SY
I understand the concept quite well. I have chosen to pay for convenience and to not bother with the detailed calculations and comparison shopping. I save my money in other ways.It drives me nuts that most kids graduate college and don't understand this.
Lo sientoI understand the concept quite well. I have chosen to pay for convenience and to not bother with the detailed calculations and comparison shopping. I save my money in other ways.
Yes. We all choose to buy comfort and convenience in different ways, but it is good to be aware that this is what we are doing!who look at me like I have two heads when I try and explain the exchange rate to them.
Thank you @Jersey. Discovered there is a branch near me!I have to second this recommendation.
It's the best deal I could find.
From everything I've read the only fee you pay with a Charles Schwab account is a small markup on the exchange rate .25% or there abouts.
In other words exchanging a $1000 for Euros will cost you $2.50
Most folks think they are only paying a $5 or $6 ATM fee and don't realize they are getting ripped off on the exchange rate.
( likely to the tune of $6 to $8 bucks per $100 exchanged )
It drives me nuts that most kids graduate college and don't understand this.
Exactly. Believe me, I find many ways to spend money for convenience lolYes. We all choose to buy comfort and convenience in different ways, but it is good to be aware that this is what we are doing!
Which you can probably buy for about $300 now.Exactly. Believe me, I find many ways to spend money for convenience lol
My 6 year old TV broke last week. I'm pretty sure I can get it fixed for about $300 but no way. I'm going to take this opportunity to upgrade to a bigger newer model lol
They generally do, when outside your own country. But the rates and charges are not pretty......I'm not sure if ATMs will give out cash if you use a credit card. It would be really expensive to do but possibly it could be worth it in an emergency and you can't get a better backup before you leave.
Yes. If they still sold it lolWhich you can probably buy for about $300 now.
I heard a couple of years ago or so that no one is making plasma TVs any more.Yes. If they still sold it lol
I've been window shopping. Not one single 55" plasma TV is sold anymore. I'm gonna call a few repair shops and ask them if they want it.
Better to let someone make a few bucks off the parts than throw it out
Of course this would only work if the credit card is issued by the same bank where you have checking/savings accounts.Regarding many posts here and previously about withdrawing cash from ATM's using a credit card, it is possible to do this without incurring big fees and exorbitant interest rates. Ask your bank before you leave your home country to link your credit card to your cash account. Then when overseas and using an ATM, choose the option to withdraw cash from your cash account as shown on the ATM screen. This will then act exactly as your debit card. Do NOT choose credit account as this is the one with big fees and interest. I always take my debit card and use that to get cash and use the credit card as I have described in an emergency. This is the system I have used for many years in so many countries I have lost count, but certainly over 40 countries on 4 continents. On two occasions I have had a stop put on the use of my debit card by my bank due to fraud, and that can be a disaster without an alternative way to get cash.
Hi All, This is my first post. I have been a member for about a year now. Thank you for all the great information that is available on this forum! I will be starting in SJPDP next week and plan to end in Finisterre. I went to buy a prepaid Travelex card today and the exchange is terrible with their fee. I am bringing my debit card but would like a back up. What would be a better option for me? I looked up threads but I am confused.
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