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ALLIANZ seems to cover it if you pay for your trip within 14 days of booking. Check out this info:Currently looking at getting Travel Insurance for my Camino starting April 23, 2024 until ? (Probably around beginning of June). I’m young, at 59, and have a pre-existing illness (although I don’t think that’s covered anyway). Any thoughts? Experiences? Opinions? Gracias.
I’m young, at 59, and have a pre-existing illness (although I don’t think that’s covered anyway).
Many companies will waive pre-existing conditions if the insurance is purchased in the first two weeks of making your first payment towards you trip.ALLIANZ seems to cover it if you pay for your trip within 14 days of booking.
I can recommend AXA insurance. I bought it through SquareMouth.com. If you decline coverage for prepaid expenses (flights, hotels, etc.) it's quite inexpensive. You will still be covered in case of flight delays, lost luggage, etc. I bought it because it is primary medical coverage - you aren't required to submit the claim to your regular health insurance first.
I bought the Platinum policy last year, and it really paid off when I broke my wrist in Portugal and had to have two surgeries there. They reimbursed me for 100% of my claim. It did take a few months to receive the check, but it saved me thousands of dollars.
ALLIANZ seems to cover it if you pay for your trip within 14 days of booking. Check out this info:
Travel Insurance & Existing Medical Conditions | Allianz Global Assistance
Learn what travel insurance covers when you have an existing medical condition.www.allianztravelinsurance.com
My experience and counsel to you is simple... you get what you pay for... when I went in 2021 I bought Allianz... not the cheapest but...... I used them again in 2023.....they are exceedingly communicative and professional... and will deliver the 'goods' in the unlikely case you need them..... their 'sales' people will explain in great deal all of your coverage concerns..... Buen Camino !Currently looking at getting Travel Insurance for my Camino starting April 23, 2024 until ? (Probably around beginning of June). I’m young, at 59, and have a pre-existing illness (although I don’t think that’s covered anyway). Any thoughts? Experiences? Opinions? Gracias.
It sounds like your experience with Allianz was much different (better) than this one:My experience and counsel to you is simple... you get what you pay for... when I went in 2021 I bought Allianz... not the cheapest but...... I used them again in 2023.....they are exceedingly communicative and professional... and will deliver the 'goods' in the unlikely case you need them..... their 'sales' people will explain in great deal all of your coverage concerns..... Buen Camino !
I have used Allianz for my international travel trips (Thailand, France, Spain) for the past 12 years. In my recent trip to Thailand, I had a relatively small incident that required 5 stitches in my forehead. Total cost was low (about $400 US), and I provided all hospital receipts. Now Allianz is asking for not only my airline itinerary and receipt, but also proof that the credit card used for the tickets was paid. It is getting ridiculous, and appears to be a stalling technique - every time I submit one document, another is requested. Furthermore, their operation seems to be completely offshore now - I'm not able to talk with anyone for whom English is their native language.
I'm leaving for Spain in less than two weeks to walk the Via de la Plata/Camino Sanabres and I'd like to have travel insurance.
What is a good travel insurance that is not Allianz? HTH Worldwide? Seven Corners? Others?
Thank-you and Buen Camino!
--james--
To close the loop on my problem with Allianz travel insurance from my trip to Chiang Mai, Thailand last winter: I received yet another inquiry asking for proof of payment for my medical bills. I was in Spain walking the Via de la Plata (with travel insurance from AXA), so there was a delay. I called Allianz when I returned home. I told them for the third or fourth time that the bills are clearly marked as PAID in red and I had paid in cash. They then asked me how I got the cash, did I have ATM receipts or other proof of how I got the cash? I kind of lost it then. I told them that it was clear that they did not want to pay the claim, so they should just cancel it and I will never use Allianz again - I will NEVER use Allianz again.
I wonder if you have ever tried to make a claim with Allianz. I have and if you would like to do a search on Allianz on this forum you may see that their complete lack of customer service and support for customers with serious medical issues is not only my experience but is also shared by others.My experience and counsel to you is simple... you get what you pay for... when I went in 2021 I bought Allianz... not the cheapest but...... I used them again in 2023.....they are exceedingly communicative and professional... and will deliver the 'goods' in the unlikely case you need them..... their 'sales' people will explain in great deal all of your coverage concerns..... Buen Camino !
I was hospitalized in Ireland for 5 days pre walking camino days. Allianz insurance was initially very supportive on the phone, but it took them a year to pay the hospital and doctor in Ireland and I had to persistently contact them and sent them documentation numerous times, including certified mail, till they finally paid the bill! I would not use them again!I used to purchase travel insurance from Alliance, but never needed to use it. After reading a number of negative claim reports on the forum, I decided never again.
When I looked into Faith Venture, it asked for my Ministry name and website. It won't let me advance to checkout without it. Are you a part of a ministry group or is there a way around this?We have an annual subscription to Faith Venture and they are excellent $60.00 annually. They covered 4 days for me in ICU on one trip and covered my wife's lodging and even taxi to hospital. Last October we were in Israel when the war started . We were told by the Israeli government we needed to evacuate. FV set up our emergency flights, hotels and every thing it took us 5 days to get back home. They even paid for our travel meals.
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