I had no kit, the whole experience was new, I spentt ages researching kit, I bought everything cut price at outlets or online, but good brands, I didn't ditch and replace kit as others who bought cheaper kit did.
I started SJPP and experienced snow blizzard, torrential rain, winds, dry heat.
My coat was super light north face gortex ÂŁ180
My trail shoes merrell ÂŁ70
My back pack north face 50ltr with off back ventilation ÂŁ55
I wore running pants/leggings 2 pair @ ÂŁ40 each, in 10 days of rain I wore both pair as one didn't dry for next day
I had a merino wool Top base layer ÂŁ40
A north face hoody light weight ÂŁ40
A light polar tec fleece ÂŁ40
One hiking shorts merrell ÂŁ40
One running shorts for after shower ÂŁ11
One tec T shirt ÂŁ11
One yoga top ÂŁ8
Sleeping bag ÂŁ35
sllk bag liner ÂŁ25
3 x socks ÂŁ25
Petzl head torch ÂŁ23
Sundries, ie washing line, food box, mug, bodywallet, packing cubes, rucksac cover, ÂŁ50
Hiking poles ÂŁ32
teva sandals ÂŁ50
shower flip flops ÂŁ14
Poncho ÂŁ30
Water bladder ÂŁ25
I don't know what I forgot here but I spent over ÂŁ1000 on kit
I was away from home 42 days with a night in London and 3 in burgos, 3 in Santiago, 2 in finistere
I spent 6 of 42 nights in hotel, the rest was albugues
I spent a lot of money in pharmacy, on foot treatments, painkillers //////ibrupofen, sunlotion and moisturiser
I spent at least 50 euro a day, on alburgue, pilgrim meal, lunch and fruit water and chocolate, pharmacy,
washing and drying your clothes could cost more than a bed or meal in some places, around 8 euro if you arrive late and no one to share washing
I did loose around ÂŁ1300 - that is in another post
walking the camino cost me around ÂŁ5000
blew my budget, I need to spend some time with those that are doing for 15 - 20 euro a day, i'd probably pass out, I had very little luxury, was always tired and hungry on my budget.
I don't think you can make this journey cash poor (well of course you can, in piety, but not otherwise,) you need contingency funds for sure